Monterey County property record for 648 Laurel Ave, Pacific Grove, CA 93950
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 731 sqft · built 1925 |
| Lot Size | 0.041 acres (1,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $626,000 (Jun 2016) |
| Tax Bill | $8,160 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-292-012-000 |
| Primary APN | 006-292-012-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 731 sqft Living Area |
| 1st Floor Area | 731 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 1,800 sqft (0.041 acres) |
| Heating System | Floor/Wall Furnace |
|---|
| Old Parcel Number | 006-292-012 |
|---|---|
| Street Address | 648 LAUREL AVE |
| City | PACIFIC GROVE |
| State | CA |
| Zip | 93950-3332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PACIFIC GROVE ADD 2 LOT 31 BLK 43 |
| Legal Subdivision | PACIFIC GROVE ADD 2 |
| Legal Block | 43 |
| Legal Lot Number | 31 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 12302 |
648 Laurel Ave is owned and occupied by two individuals who bought it in June 2016.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 648 LAUREL AVE, PACIFIC GROVE, CA 93950-3332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2016 · Amount on File |
| Deed Sale | Jun 14, 2016 · Amount on File |
| Deed Document Number | 201632299 |
| Prior Transfer Date | Jan 2, 2014 |
| Prior Transfer Doc | 0000000680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 648 LAUREL AVE, PACIFIC GROVE, CA 93950-3332 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1 CALLE DE LA PALOMA, CARMEL VALLEY, CA 93924-9731 |
| Document Number | 0000059889 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2021059889 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
The 2025 property tax bill for 648 Laurel Ave was $8,160.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Pacific Grove City |
| Unified School District | Pacific Grove Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $755,870 (+2%) Land $603,733 Building $152,137 | |
| 2025 | $8,160.00 | $741,050 Land $591,896 Building $149,154 |
| 2023 | $7,868.00 (+2.08%) | $712,276 Land $568,913 Building $143,363 |
| 2022 | $7,708.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 648 Laurel Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1983–1986) |
| Most Recent Claim | Feb 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 648 Laurel Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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