645 Laurel Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 645 Laurel Ave, Pacific Grove, CA 93950

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 1,690 sqft · built 1950
Lot Size	0.068 acres (3,000 sqft)
Owner	2 Company Names on Record
Last Sale	$1,050,000 (May 2021)
Tax Bill	$12,503 (2025)
Deeds & Mortgages	Jun 2021 Transfer May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-297-018-000`

Property Details

APN / Parcel Number

Primary APN	`006-297-018-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,690 sqft Total Area

Exterior

Year Built	Built 1950
Construction Type	Wood
Lot Area	3,000 sqft (0.068 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	645 LAUREL AVE
City	PACIFIC GROVE
State	CA
Zip	93950-3361
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	PACIFIC GROVE ADD 2, LOTS 1 & 3, BLK 44, EXC SLY 10 FT OFLOT 3, BLK 44 AS DESC IN DOC # 2009031431
Legal Subdivision	PACIFIC GROVE ADD 2
Legal Block	44
Legal Lot Number	1,3 3
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1023
Census Tract	12302

Owner

Source: Monterey County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	265 THUNDERBIRD DR, APTOS, CA 95003-5757
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Intrafamily Transfer, Transfer
May 4, 2021	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Oct 13, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 4, 2021 · Amount on Record
Deed Sale	May 4, 2021 · Amount on Record
Prior Sale	May 4, 2021 · Amount on Record
Deed Document Number	0000032157
Last Transfer Date	Jun 7, 2021
Transfer Doc	0000039855
Record Updated	Jun 8, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jun 7, 2021
Property Address	645 LAUREL AVE, PACIFIC GROVE, CA 93950-3361
Document Number	0000039855
Map Reference	MB 1 PG 10
Instrument Date	May 29, 2021
Instrument	2021039855
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 THUNDERBIRD DR, APTOS, CA 95003-5757

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	May 4, 2021
Property Address	645 LAUREL AVE, PACIFIC GROVE, CA 93950-3361
Document Number	0000032157
Map Reference	MB 1 PG 10
Instrument Date	Apr 28, 2021
Instrument	2021032157
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	265 THUNDERBIRD DR, APTOS, CA 95003-5757

Mortgage

Document Number	0000032158
Date	May 4, 2021
Instrument	2021032158

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

October 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTEREY CA
Recording Date	Oct 13, 2020
Property Address	645 LAUREL AVE, PACIFIC GROVE, CA 93950-3361
Document Number	0000056299
Instrument Date	Oct 2, 2020
Instrument	56299
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	643 LAUREL AVE #2 PACIFIC GROVE CA 939503378, 2, PACIFIC GROVE, CA 93950-3378

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,503.00 (+3.17%)	$1,136,552 (+4.04%) Land $703,580 Building $432,972
2023	$12,119.00 (+2.05%)	$1,092,420 Land $676,260 Building $416,160
2022	$11,875.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–1986)
Most Recent Claim	Feb 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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