648 Hardell Ln, Vista, CA 92084 Property Records

San Diego County property record for 648 Hardell Ln, Vista, CA 92084

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,069 sqft · built 1986
Lot Size1.11 acres (48,352 sqft)
OwnerCompany Name on File
Last Sale$537,000 (Jul 2015)
Tax Bill$7,141 (2025)
Deeds & MortgagesAug 2019 Transfer
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN178-210-57-00

Property Details

APN / Parcel Number

Primary APN178-210-57-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,069 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area48,352 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address648 HARDELL LN
CityVISTA
StateCA
Zip92084-6623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionPAR 1 TR PM16181
Legal Tract640-R
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1014
Census Tract19208

Owner

Source: San Diego County assessment roll, APN 178-210-57-00, as of July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address648 HARDELL LN, VISTA, CA 92084-6623
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2019Quit Claim Deed, Transfer
TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA
Feb 07, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 23, 2015 · Amount on Record
Deed SaleJul 23, 2015 · Amount on Record
Prior SaleJul 06, 2004 · Amount on Record
Deed Document Number2015387366
Last Transfer DateJul 05, 2019
Transfer Doc0000331088
Record UpdatedSep 20, 2026

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateAug 07, 2019
Property Address648 HARDELL LN, VISTA, CA 92084-6623
Document Number0000331088
Instrument DateJul 08, 2019
Instrument331088
Transaction TypeTransfer
Record UpdatedAug 14, 2019
Title CompanyTICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address648 HARDELL LN VISTA CA 920846623, VISTA, CA 92084-6623

February 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 07, 2018
Property Address648 HARDELL LN, VISTA, CA 92084-6623
Document Number0000050307
Map ReferenceFILE 90-437178
Instrument DateJan 29, 2018
Instrument2018-0050307
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address648 HARDELL LN, VISTA, CA 92084-6623

Mortgage

Document Number0000050308
DateFeb 07, 2018
Instrument2018-0050308
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll as of July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$648,402 (+2%) Land $345,410 Building $302,992
2025$7,141.00 (+8.71%) Homeowner's exemption$635,689 (+4.04%) Land $338,638 Building $297,051
2023$6,569.00 (+0.27%) Homeowner's exemption$611,007 Land $325,490 Building $285,517
2022$6,551.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730192081, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1998–1999)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 1999 · rainfall accumulation

Wildfire

Wildfire RiskModerate
above 57% of the US · lower than 66% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 193 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710027, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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