637 Hardell Ln, Vista, CA 92084 Property Records

San Diego County property record for 637 Hardell Ln, Vista, CA 92084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,221 sqft · built 1990
Lot Size1.06 acres (46,609 sqft)
Owner2 Company Names on Record
Last Sale$365,000 (May 2000)
Tax Bill$7,507 (2025)
Deeds & MortgagesNov 2023 Transfer
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN178-200-32-00

Property Details

APN / Parcel Number

Primary APN178-200-32-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area3,221 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area46,609 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address637 HARDELL LN
CityVISTA
StateCA
Zip92084-6624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionPAR 2 TR PM03943
Legal Tract3943
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2017
Census Tract19208

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address637 HARDELL LN, VISTA, CA 92084-6624
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2023Intrafamily Transfer, Transfer
Jan 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
NETWORK CAPITAL FUNDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2000 · Amount on Record
Deed SaleMay 30, 2000 · Amount on Record
Prior SaleAug 13, 1993 · Amount on Record
Deed Document Number2000281659
Prior Transfer DateAug 4, 1993
Prior Transfer Doc0000530810
Record UpdatedOct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 14, 2023
Property Address637 HARDELL LN, VISTA, CA 92084-6624
Document Number0000315877
Map ReferencePL 3943
Instrument DateNov 8, 2023
Instrument2023-0315877
Transaction TypeTransfer
Record UpdatedDec 4, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address637 HARDELL LN, VISTA, CA 92084-6624

Transferred To (Grantee/Buyer)

NameVerified Name
Address637 HARDELL LN, VISTA, CA 92084-6624

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address637 HARDELL LN, VISTA, CA 92084-6624
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address637 HARDELL LN, VISTA, CA 92084-6624

Mortgage

Document Number0000009259
DateJan 6, 2021
Instrument2021-0009259
Lender
NameNETWORK CAPITAL FUNDING CORP
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$681,739 (+2%) Land $263,957 Building $417,782
2025$7,507.00 (+8.7%) Homeowner's exemption$668,373 (+4.04%) Land $258,782 Building $409,591
2023$6,906.00 (+0.28%) Homeowner's exemption$642,421 Land $248,734 Building $393,687
2022$6,887.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 66% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

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