San Mateo County property record for 648 Guadalupe Ave, Millbrae, CA 94030
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,280 sqft · built 1946 |
| Lot Size | 0.198 acres (8,635 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,750,000 (May 2026) |
| Tax Bill | $7,141 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-074-260 |
| Primary APN | 021-074-260 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 8,635 sqft (0.198 acres) |
| Lot Dimensions | 149 ft deep x 58 ft wide |
| Garage Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 648 GUADALUPE AVE |
|---|---|
| City | MILLBRAE |
| State | CA |
| Zip | 94030-1116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 25 BLOCK 11 LOMITA HILLS RSM 24/58 59 |
| Legal Subdivision | LOMITA HILLS |
| Legal Block | 11 |
| Legal Lot Number | 25 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 604500 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 648 GUADALUPE AVE, MILLBRAE, CA 94030-1116 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| May 22, 2026 | Grant Deed, Transfer · Conventional Mortgage NEW WAVE LENDING GROUP INC |
| Oct 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on Record |
| Deed Sale | May 22, 2026 · Amount on Record |
| Prior Sale | Aug 19, 1994 · Amount on Record |
| Deed Document Number | 202629501 |
| Prior Transfer Date | Jul 13, 2001 |
| Prior Transfer Doc | 0000109413 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | May 22, 2026 |
| Property Address | 648 GUADALUPE AVE, MILLBRAE, CA 94030-1116 |
| Document Number | 0000029501 |
| Instrument Date | May 15, 2026 |
| Instrument | 202629501 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $194,425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 648 GUADALUPE AVE, MILLBRAE, CA 94030-1116 |
| Investor | Possibly a Property Investor |
| Document Number | 0000029502, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 202629502 |
| Name | NEW WAVE LENDING GROUP INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.74% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 648 GUADALUPE AVE, MILLBRAE, CA 94030-1116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000089152 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | 2019-089152 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Millbrae City |
| Elementary School District | Millbrae Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $462,548 (+2%) Land $231,274 Building $231,274 | ||
| 2025 | $7,141.00 (+10.76%) Homeowner's exemption | $453,480 (+4.04%) Land $226,740 Building $226,740 | |
| 2023 | $6,447.00 (+29.12%) Homeowner's exemption | $435,874 Land $217,937 Building $217,937 | $1,290,690 |
| 2022 | $4,993.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MILLBRAE serves 22,795 people · EPA ID CA4110018 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Sail Internet, Verizon.
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