640 Guadalupe Ave, Millbrae, CA 94030 Property Records

San Mateo County property record for 640 Guadalupe Ave, Millbrae, CA 94030

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,410 sqft · built 1946
Lot Size	0.183 acres (7,953 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,112,000 (May 2015)
Tax Bill	$17,264 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021-074-240`

Property Details

APN / Parcel Number

Primary APN	`021-074-240`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	1,220 sqft
Family Room	Family Room
Study	Study
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,953 sqft (0.183 acres)
Lot Dimensions	137 ft deep x 56 ft wide
Garage Area	370 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	640 GUADALUPE AVE
City	MILLBRAE
State	CA
Zip	94030-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 23 BLOCK 11 LOMITA HILLS RSM 24/58 59
Legal Subdivision	LOMITA HILLS
Legal Block	11
Legal Lot Number	23
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	2
Census Block	2009
Census Tract	604500

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 GUADALUPE AVE, MILLBRAE, CA 94030-1116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2015 · Amount on Record
Deed Sale	May 29, 2015 · Amount on Record
Prior Sale	Jul 1, 2008 · Amount on Record
Deed Document Number	201555635
Prior Transfer Date	Sep 25, 1997
Prior Transfer Doc	0000125775
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	640 GUADALUPE AVE, MILLBRAE, CA 94030-1116
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 GUADALUPE AVE, MILLBRAE, CA 94030-1116

Mortgage

Document Number	0000022365
Date	Feb 10, 2021
Instrument	2021-022365

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	640 GUADALUPE AVE, MILLBRAE, CA 94030-1116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072767
Date	Jul 27, 2020
Instrument	2020-072767

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Millbrae City
Elementary School District	Millbrae Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,363,176 (+2%) Land $681,588 Building $681,588
2025	$17,264.00 (+6.51%) Homeowner's exemption	$1,336,448 (+4.04%) Land $668,224 Building $668,224
2023	$16,209.00 (+13.81%) Homeowner's exemption	$1,284,554 Land $642,277 Building $642,277	$1,412,640
2022	$14,242.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILLBRAE serves 22,795 people · EPA ID CA4110018
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Sail Internet, Verizon.

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