630 Elm St, Colon, MI 49040 Property Records

St. Joseph County property record for 630 Elm St, Colon, MI 49040

Property Summary

Property Type	Single Family Home
Details	1 ba · 892 sqft
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,500 (Jun 2021)
Tax Bill	$1,496 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041-070-014-00`

Property Details

APN / Parcel Number

Primary APN	`041-070-014-00`

Interior

Full Baths	1 Bath
Building Area	892 sqft Building Perimeter
1st Floor Area	892 sqft
Basement Area	892 sqft
Unfinished Basement	892 sqft

Exterior

Architectural Style	Ranch
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	123 ft deep x 66 ft wide
Garage Area	832 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	630 ELM ST
City	COLON
State	MI
Zip	49040-8304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 4. ASSESSORS PLAT NO. 2. VIL OF COLON.
Legal Subdivision	ASSESSORS PLAT NO. 2. VIL OF COLON
Legal Block	4
Legal Lot Number	4
Jurisdiction	ST JOSEPH MI
Township / Civil Division	COLON
Census Block Group	1
Census Block	1085
Census Tract	41302

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	630 ELM ST, COLON, MI 49040-8304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jun 7, 2021	Intrafamily Transfer, Transfer
Sep 5, 2018	Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2021 · Amount on Record
Deed Sale	Jun 7, 2021 · Amount on Record
Prior Sale	May 27, 1998 · Amount on Record
Deed Document Number	20215965
Prior Transfer Date	Jun 2, 2021
Prior Transfer Doc	2021005967
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 7, 2021
Property Address	630 ELM ST, COLON, MI 49040-8304
Document Number	2021005965
Map Reference	LB 2 PG 57
Instrument Date	Jun 3, 2021
Instrument	2021005965
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$753.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	630 ELM ST, 630, COLON, MI 49040-8304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 S WASHINGTON ST, CONSTANTINE, MI 49042-1410

Mortgage

Date	Jun 7, 2021

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 7, 2021
Property Address	630 ELM ST, COLON, MI 49040-8304
Document Number	2021005967
Map Reference	LB 2 PG 57
Instrument Date	Jun 2, 2021
Instrument	2021005967
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1200 S WASHINGTON ST, 1200, COLON, MI 49040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 ELM ST, COLON, MI 49040-8304

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	630 ELM ST, COLON, MI 49040-8304
Transaction Type	Mortgage
Record Updated	Oct 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1929/0500
Date	Sep 5, 2018
Book Page	1929/0500

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Colon Township
Municipality	Colon Village
Unified School District	Colon Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,100 (+17.38%)	$170,200 (+17.38%)
2025	$1,496.00 Homeowner's exemption	$72,500 (+16.94%) Land $3,100 Building $69,400	$145,000 (+16.94%) Land $6,200 Building $138,800
2023		$62,000 Land $3,300 Building $58,700	$124,000 Land $6,600 Building $117,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLON serves 1,190 people · EPA ID MI0001540
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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