648 Elgin Ave, Forest Park, IL 60130 Property Records

Cook County property record for 648 Elgin Ave, Forest Park, IL 60130

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 2 ba · 2,298 sqft · built 1931
Lot Size	0.1 acres (4,375 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Mar 2018)
Tax Bill	$12,615 (2023)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2019 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-13-224-016`

Property Details

APN / Parcel Number

Primary APN	`15-13-224-016`
Alternative APN	`15-13-224-016-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,298 sqft Living Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	4,375 sqft (0.1 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	648 ELGIN AVE
City	FOREST PARK
State	IL
Zip	60130-1925
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	HENRY G (FOREMANS) (SECOND) ADD TO THE VILLAGE OF (FO REST) PARK SUB OF PT EH SH NE SEC 13-39-12
Legal Range	12E
Legal Township	39N
Legal Section	13
Legal Subdivision	FOREMANS SECOND
Legal Lot Number	24
Jurisdiction	COOK IL
Township / Civil Division	PROVISO
Census Block Group	1
Census Block	1032
Census Tract	816000

Owner

648 Elgin Ave, a residential property, is owned by an individual who acquired it in September 2018.

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2239 GROVE AVE, BERWYN, IL 60402-2202
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 19, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 13, 2018	Warranty Deed, Transfer · Conventional Mortgage ALTERRA HM LNS
May 5, 2017	Loan Modification, Mortgage · Line of Credit FOREST PARK NAT'L BK
Mar 16, 2017	Warranty Deed, Transfer · Line of Credit FOREST PARK NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2018 · Amount on File
Deed Sale	Mar 13, 2018 · Amount on File
Prior Sale	Aug 18, 1999 · Amount on File
Deed Document Number	201849193
Last Transfer Date	Sep 19, 2018
Transfer Doc	0000055065
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	648 ELGIN AVE, FOREST PARK, IL 60130-1925
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030806197
Date	Nov 4, 2021
Instrument	2130806197

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Mar 19, 2019
Property Address	648 ELGIN AVE, FOREST PARK, IL 60130-1925
Document Number	1907855065
Instrument Date	Sep 19, 2018
Instrument	7855065
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2239 GROVE AVE BERWYN IL 604022202, BERWYN, IL 60402-2202

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 13, 2018
Property Address	648 ELGIN AVE, FOREST PARK, IL 60130-1925
Document Number	1807249193
Instrument Date	Mar 9, 2018
Instrument	7249193
Transaction Type	Transfer
Record Updated	Mar 23, 2018
Title Company	PRAIRIE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2239 GROVE AVE BERWYN IL 604022202, BERWYN, IL 60402-2202

Mortgage

Document Number	1807249194
Date	Mar 13, 2018
Instrument	7249194

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2048

Interest

Rate	5.75%

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	648 ELGIN AVE, FOREST PARK, IL 60130-1925
Document Number	1712916076
Instrument Date	May 5, 2017
Transaction Type	Mortgage
Record Updated	May 29, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	513 ELGIN AVE FOREST PARK IL 601301922, FOREST PARK, IL 60130-1922

Mortgage

Document Number	1712916076
Date	May 9, 2017
Instrument	12916076

Lender

Name	FOREST PARK NAT'L BK
Type	Bank
Address	FOREST PARK, IL 60130

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 16, 2017
Property Address	648 ELGIN AVE, FOREST PARK, IL 60130-1925
Document Number	1707518095
Instrument Date	Mar 13, 2017
Instrument	7518095
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount on Record
Tax	$150.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	513 ELGIN AVE FOREST PARK IL 601301922, FOREST PARK, IL 60130-1922

Mortgage

Document Number	1707518096
Date	Mar 16, 2017
Instrument	7518096

Lender

Name	FOREST PARK NAT'L BK
Type	Bank
Address	FOREST PARK, IL 60130

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Proviso Township
Municipality	Forest Park Village
Elementary School District	Forest Park School District 91 (PK - 08)
Secondary School District	Proviso Township High School District 209 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,099 Land $4,375 Building $29,724	$340,990 Land $43,750 Building $297,240
2023	$12,615.00 (+28.8%)
2022	$9,794.00	$27,328 Land $2,843 Building $24,485	$273,280 Land $28,430 Building $244,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 648 Elgin Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 648 Elgin Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREST PARK serves 14,340 people · EPA ID IL0310900
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Zentro.

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