641 Elgin Ave, Apt 2, Forest Park, IL 60130 Property Records

Cook County property record for 641 Elgin Ave, Apt 2, Forest Park, IL 60130

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 2 ba · 2,306 sqft · built 1923
Lot Size	0.086 acres (3,750 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jul 2024)
Tax Bill	$9,135 (2023)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-13-223-032`

Property Details

APN / Parcel Number

Primary APN	`15-13-223-032`
Alternative APN	`15-13-223-032-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	6 Units
Stories	2 Stories
Building Area	2,306 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1926
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	3,750 sqft (0.086 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	641 ELGIN AVE, 2
City	FOREST PARK
State	IL
Zip	60130-3218
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Range	12E
Legal Township	39N
Legal Section	13
Legal Subdivision	HENRY G FOREMANS 02 ADD/VLG/
Legal Lot Number	52,53
Jurisdiction	COOK IL
Township / Civil Division	PROVISO
Census Block Group	1
Census Block	1031
Census Tract	816000

Owner

641 Elgin Ave, Apt 2 is owned by two individuals who bought it in July 2024.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	641 ELGIN AVE, FOREST PARK, IL 60130-3218
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE, INC
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2024 · Amount on File
Deed Sale	Jul 2, 2024 · Amount on File
Prior Sale	Apr 26, 2011 · Amount on File
Deed Document Number	202424149
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Apr 13, 2026
Property Address	641 ELGIN AVE, 2, FOREST PARK, IL 60130-3218
Document Number	0000025028
Instrument Date	Apr 3, 2026
Instrument	202625028
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 N LOMBARD AVE, LOMBARD, IL 60148-2011

Mortgage

Document Number	0000025028,
Date	Apr 13, 2026
Instrument	202625028

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.55%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	641 ELGIN AVE APT 2, 2, FOREST PARK, IL 60130-3218
Transaction Type	Mortgage
Record Updated	Feb 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001312193
Date	Jan 13, 2022
Instrument	2201312193

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Proviso Township
Municipality	Forest Park Village
Elementary School District	Forest Park School District 91 (PK - 08)
Secondary School District	Proviso Township High School District 209 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,728 Land $3,750 Building $29,978	$337,280 Land $37,500 Building $299,780
2023	$9,135.00 (+35.74%)
2022	$6,730.00 Homeowner's exemption	$22,199 Land $2,437 Building $19,762	$221,990 Land $24,370 Building $197,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 641 Elgin Ave, Apt 2 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 641 Elgin Ave, Apt 2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREST PARK serves 14,340 people · EPA ID IL0310900
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Zentro.

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