648 E Riviera Ave, Ocean Gate, NJ 08740 Property Records

Ocean County and Ocean Gate Borough property record for 648 E Riviera Ave, Ocean Gate, NJ 08740

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,200 sqft · built 2023
Lot Size	0.217 acres (9,439 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Sep 2020)
Tax Bill	$25,873 (2025)
Deeds & Mortgages	May 2024 Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`22-00076-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`22-00076-0000-00009`
Alternative APNs	`2200076000003729` `220007600009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,200 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,439 sqft (0.217 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	2200076000003729
Street Address	648 E RIVIERA AVE
City	OCEAN GATE
State	NJ
Zip	08740-1466
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	.2167AC
Legal Subdivision	OCEAN GATE SEC 2
Legal Block	76
Legal Lot Number	9
Jurisdiction	OCEAN NJ
Township / Civil Division	OCEAN GATE
Census Block Group	1
Census Block	1003
Census Tract	729000

Owner

Source: Ocean County and Ocean Gate Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 TWIN TURNS LN, CHADDS FORD, PA 19317-9355
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2024	Deed of Trust, Mortgage · SBA Mortgage MERIDIAN BANK
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BANK
Jul 21, 2022	Deed of Trust, Mortgage · SBA Mortgage MERIDIAN BANK
Sep 2, 2020	Grant Deed, Transfer NEW JERSEY LAND TITLE INSURANCE, NEW JERSEY LAND TITLE INS
Feb 25, 2020	Deed of Trust, Mortgage UNITY BK
Jul 8, 2019	Grant Deed, Transfer · Conventional Mortgage AVB INV LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2020 · Amount on Record
Deed Sale	Sep 2, 2020 · Amount on Record
Prior Sale	Jul 8, 2019 · Amount on Record
Deed Document Number	202096123
Deed Book / Page	18034 / 1708
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	648 E RIVIERA AVE, OCEAN GATE, NJ 08740-1466
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 TWIN TURNS LN, CHADDS FORD, PA 19317-9355

Mortgage

Document Number	0196761417
Date	May 8, 2024
Book Page	19676/1417
Instrument	2024033360

Lender

Name	MERIDIAN BANK
Type	Bank
Address	MALVERN, PA 19355

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	648 E RIVIERA AVE, OCEAN GATE, NJ 08740-1466
Transaction Type	Mortgage
Record Updated	Sep 29, 2023
Title Company	SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183980678
Date	Apr 1, 2021
Book Page	18398/678
Instrument	2021049942

Lender

Name	OCEANFIRST BANK
Type	Bank
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	648 E RIVIERA AVE, OCEAN GATE, NJ 08740-1466
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 TWIN TURNS LN, CHADDS FORD, PA 19317-9355

Mortgage

Document Number	0191081924
Date	Jul 21, 2022
Book Page	19108/1924
Instrument	2022081876

Lender

Name	MERIDIAN BANK
Type	Bank
Address	MALVERN, PA 19355

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Sep 2, 2020
Property Address	648 E RIVIERA AVE, OCEAN GATE, NJ 08740-1466
Document Number	0180341708
Book / Page	018034 / 001708
Instrument Date	Aug 26, 2020
Instrument	96123
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	NEW JERSEY LAND TITLE INSURANCE, NEW JERSEY LAND TITLE INS

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 TWIN TURNS LN CHADDS FORD PA 193179355, CHADDS FORD, PA 19317-9355

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	648 E RIVIERA AVE, OCEAN GATE, NJ 08740-1466
Document Number	0178150924
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4 VINCENT CT LITTLE EGG HARBOR TWP NJ 080873025, LITTLE EGG HARBOR TWP, NJ 08087-3025

Mortgage

Document Number	0178150924
Date	Mar 9, 2020
Book Page	017815/000924
Instrument	25634

Lender

Name	UNITY BK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 8, 2035

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Jul 8, 2019
Property Address	648 E RIVIERA AVE, OCEAN GATE, NJ 08740-1466
Document Number	0175261395
Book / Page	017526 / 001395
Instrument Date	Jun 3, 2019
Instrument	63970
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$281.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1188 OCEAN GATE NJ 087401188, OCEAN GATE, NJ 08740-1188

Mortgage

Document Number	175261400
Date	Jul 8, 2019
Book Page	017526/001400
Instrument	63971

Lender

Name	AVB INV LLC
Address	MATAWAN, NJ 07747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jul 7, 2022

Tax Assessment & Valuation

Source: Ocean County and Ocean Gate Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ocean Gate Borough
Secondary School District	Central Regional School District (07 - 12)
Elementary School District	Ocean Gate Borough School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,420,800 (-) Land $524,200 Building $896,600	$1,420,800 (-) Land $524,200 Building $896,600
2025	$25,873.00 (+10.77%)	$1,420,800 (+481.34%) Land $524,200 Building $896,600	$1,420,800 (+481.34%) Land $524,200 Building $896,600
2024	$23,357.00 (+243.69%)
2023		$244,400 (-) Land $244,400	$244,400 (-) Land $244,400
2022	$6,796.00	$244,400 Land $244,400	$244,400 Land $244,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force
Nearby Flood Claims	338 (1979–2026)
Claims Outside the SFHA	25 of 338
Most Recent Claim	Feb 2026 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 261 claims Hurricane Irene, Aug 2011 · 5 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN GATE WATER DEPT serves 3,200 people · EPA ID NJ1521001
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on E Riviera Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures