640 E Riviera Ave, Ocean Gate, NJ 08740 Property Records

Ocean County and Ocean Gate Borough property record for 640 E Riviera Ave, Ocean Gate, NJ 08740

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,156 sqft · built 2002
Lot Size	0.249 acres (10,846 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Dec 2022)
Tax Bill	$17,358 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`22-00076-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`22-00076-0000-00008`
Alternative APNs	`2200076000003732` `220007600008`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,156 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Contemporary
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	10,846 sqft (0.249 acres)
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	2200076000003732
Street Address	640 E RIVIERA AVE
City	OCEAN GATE
State	NJ
Zip	08740-1466
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	.2490AC
Legal Subdivision	OCEAN GATE SEC 2
Legal Block	76
Legal Lot Number	8
Jurisdiction	OCEAN NJ
Township / Civil Division	OCEAN GATE
Census Block Group	1
Census Block	1003
Census Tract	729000

Owner

Source: Ocean County and Ocean Gate Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 679, OCEAN GATE, NJ 08740-0679
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Deed, Transfer · Conventional Mortgage PATRIOT MORTGAGE CO
May 12, 2022	Deed of Trust, Mortgage ROBERT G LANGE JR ETAL
Jul 17, 2019	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2022 · Amount on Record
Deed Sale	Dec 5, 2022 · Amount on Record
Prior Sale	Jul 17, 2019 · Amount on Record
Deed Document Number	2022124528
Deed Book / Page	19242 / 328
Prior Transfer Date	Dec 13, 2013
Prior Transfer Doc	0157101697
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Dec 5, 2022
Property Address	640 E RIVIERA AVE, OCEAN GATE, NJ 08740-1466
Document Number	0192420328
Book / Page	19242 / 328
Instrument Date	Nov 23, 2022
Instrument	2022124528
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1188, OCEAN GATE, NJ 08740-1188

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 E RIVIERA AVE, OCEAN GATE, NJ 08740-1466

Mortgage

Document Number	2022124529
Date	Dec 5, 2022
Instrument	2022124529

Lender

Name	PATRIOT MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.5%
Max Rate At Change	10.8%
Index	Other
Max Rate	10.8%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	640 E RIVIERA AVE, OCEAN GATE, NJ 08740-1466
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	FIT AGCY LLC, FIT AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1188, OCEAN GATE, NJ 08740-1188

Mortgage

Document Number	0190270925
Date	May 12, 2022
Book Page	19027/925
Instrument	2022056249

Lender

Name	ROBERT G LANGE JR ETAL
Type	Private Party
Address	2 SHORE DR, WARETOWN, NJ 08758

Agreement

Amount	Amount Recorded

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Jul 17, 2019
Property Address	640 E RIVIERA AVE, OCEAN GATE, NJ 08740-1466
Document Number	0175371633
Book / Page	17537 / 1633
Instrument Date	Jun 3, 2019
Instrument	2019067725
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,271.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	256 BRIDGEPOINT RD, 256, BELLE MEAD, NJ 08502-5807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1188, OCEAN GATE, NJ 08740-1188

Mortgage

Document Number	2019067726
Date	Jul 17, 2019
Instrument	2019067726

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Ocean County and Ocean Gate Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ocean Gate Borough
Secondary School District	Central Regional School District (07 - 12)
Elementary School District	Ocean Gate Borough School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$953,200 (-) Land $499,100 Building $454,100	$953,200 (-) Land $499,100 Building $454,100
2025	$17,358.00 (+10.77%)	$953,200 (+88.86%) Land $499,100 Building $454,100	$953,200 (+88.86%) Land $499,100 Building $454,100
2024	$15,670.00 (+11.65%)
2023		$504,700 Land $239,500 Building $265,200	$504,700 Land $239,500 Building $265,200
2022	$14,035.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force
Nearby Flood Claims	338 (1979–2026)
Claims Outside the SFHA	25 of 338
Most Recent Claim	Feb 2026 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 261 claims Hurricane Irene, Aug 2011 · 5 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN GATE WATER DEPT serves 3,200 people · EPA ID NJ1521001
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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