648 E Merced Ave, West Covina, CA 91790 Property Records

Los Angeles County property record for 648 E Merced Ave, West Covina, CA 91790

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,012 sqft · built 1957
Lot Size	0.21 acres (9,134 sqft)
Owner	2 Trust Names on File
Last Sale	$169,000 (Oct 1999)
Tax Bill	$6,994 (2025)
Deeds & Mortgages	Dec 2023 Transfer Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`8489-028-005`

Property Details

APN / Parcel Number

Primary APN	`8489-028-005`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,012 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	9,134 sqft (0.21 acres)
Lot Dimensions	110 ft deep x 84 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	648 E MERCED AVE
City	WEST COVINA
State	CA
Zip	91790-5141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WCR1YY
Legal Description	TRACT # 15860 LOT 5
Legal Subdivision	15860
Legal Tract	15860
Legal Block	3
Legal Lot Number	5
Jurisdiction	LOS ANGELES CA
Township / Civil Division	EAST SAN GABRIEL VALLEY
Census Block Group	3
Census Block	3002
Census Tract	406602

Owner

648 E Merced Ave is owner-occupied and held in a trust since October 1999.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	648 E MERCED AVE, WEST COVINA, CA 91790-5141
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Intrafamily Transfer, Transfer
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 1999 · Amount on File
Deed Sale	Oct 13, 1999 · Amount on File
Deed Document Number	19991937908
Prior Transfer Date	Sep 14, 1995
Prior Transfer Doc	0001559709
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOS ANGELES CA
Recording Date	Dec 13, 2023
Property Address	648 E MERCED AVE, WEST COVINA, CA 91790-5141
Document Number	0000870683
Map Reference	MB 595 PG 93&94
Instrument Date	Dec 2, 2023
Instrument	23-0870683
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	648 E MERCED AVE, WEST COVINA, CA 91790-5141

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	648 E MERCED AVE, WEST COVINA, CA 91790-5141
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100926
Date	Jan 27, 2020
Instrument	20-0100926

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	648 E MERCED AVE, WEST COVINA, CA 91790-5141
Document Number	0000845912
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	648 E MERCED AVE WEST COVINA CA 917905141, WEST COVINA, CA 91790-5141

Mortgage

Document Number	0000845912
Date	Jul 28, 2020
Instrument	845912

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 27, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 648 E Merced Ave was $6,994, up 3.4% from the year before.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	West Covina City
Unified School District	West Covina Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$547,943 (+2%) Land $163,032 Building $384,911
2025	$6,994.00 (+3.42%)	$537,203 Land $159,836 Building $377,367
2024	$6,763.00 (+7.13%)
2023	$6,313.00 (+86.28%)	$249,644 Land $153,630 Building $96,014
2022	$3,389.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 648 E Merced Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 648 E Merced Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUBURBAN WATER SYSTEMS-SAN JOSE private · serves 170,523 people · EPA ID CA1910205
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on E Merced Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures