642 E Merced Ave, West Covina, CA 91790 Property Records

Los Angeles County property record for 642 E Merced Ave, West Covina, CA 91790

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,588 sqft · built 1957
Lot Size0.21 acres (9,161 sqft)
Owner2 Individual Names on File
Tax Bill$5,253 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN8489-028-004

Property Details

APN / Parcel Number

Primary APN8489-028-004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,588 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable
Roof MaterialWood Shingle
Lot Area9,161 sqft (0.21 acres)
Lot Dimensions110 ft deep x 84 ft wide

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address642 E MERCED AVE
CityWEST COVINA
StateCA
Zip91790-5141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWCR1YY
Legal DescriptionTRACT # 15860 LOT 4
Legal Subdivision15860
Legal Tract15860
Legal Block3
Legal Lot Number4
JurisdictionLOS ANGELES CA
Township / Civil DivisionEAST SAN GABRIEL VALLEY
Census Block Group3
Census Block3002
Census Tract406602

Owner

642 E Merced Ave is owned and occupied by two individuals who acquired it in November 2003.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address642 E MERCED AVE, WEST COVINA, CA 91790-5141
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 6, 2003
Transfer Doc0003766321
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOS ANGELES CA
Property Address642 E MERCED AVE, WEST COVINA, CA 91790-5141
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 E MERCED AVE, WEST COVINA, CA 91790-5141

Mortgage

Document Number0001090031
DateSep 11, 2020
Instrument20-1090031
Lender
NameBAY VALLEY MORTGAGE GROUP
TypeMortgage Company
AddressGARDEN GROVE, CA 92841
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 642 E Merced Ave was $5,253 with a homeowner's exemption.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyLos Angeles County
MunicipalityWest Covina City
Unified School DistrictWest Covina Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$412,589 (+2%) Land $209,218 Building $203,371
2025$5,253.00 Homeowner's exemption$404,500 Land $205,116 Building $199,384
2023$4,883.00 (-0.75%) Homeowner's exemption$388,795 Land $197,152 Building $191,643
2022$4,920.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 642 E Merced Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 642 E Merced Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUBURBAN WATER SYSTEMS-SAN JOSE
private · serves 170,523 people · EPA ID CA1910205
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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