648 Dowell Rd, Rockwall, TX 75032 Property Records

Rockwall County property record for 648 Dowell Rd, Rockwall, TX 75032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,228 sqft · built 1997
Lot Size	5.76 acres (250,949 sqft)
Owner	2 Individual Names on Record
Last Sale	$448,900 (Jun 2017)
Tax Bill	$11,732 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018200000001050R`

Property Details

APN / Parcel Number

Primary APN	`018200000001050R`
Alternative APNs	`R45847` `45847`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,228 sqft Living Area
Gross Area	3,804 sqft
1st Floor Area	3,228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	250,949 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	16 sqft
Patio Area	260 sqft
Utility Building	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	648 DOWELL RD
City	ROCKWALL
State	TX
Zip	75032-7166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0182 J H ROBNETT, TRACT 1-5, ACRES 5.761
Legal Subdivision	J H ROBNETT
Legal Tract	1-5
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	1
Census Block	1029
Census Tract	40513

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	648 DOWELL RD, ROCKWALL, TX 75032-7166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Nov 27, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jun 2, 2017	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2017 · Amount on Record
Deed Sale	Jun 2, 2017 · Amount on Record
Prior Sale	Nov 23, 2009 · Amount on Record
Deed Document Number	20179777
Prior Transfer Date	Jun 1, 2017
Prior Transfer Doc	0000009777
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	648 DOWELL RD, ROCKWALL, TX 75032-7166
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002407
Date	Jan 29, 2021
Instrument	20210000002407

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	648 DOWELL RD, ROCKWALL, TX 75032-7166
Document Number	0000021753
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	648 DOWELL RD ROCKWALL TX 750327166, ROCKWALL, TX 75032-7166

Mortgage

Document Number	0000021753
Date	Dec 4, 2019
Instrument	21753

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jun 2, 2017
Property Address	648 DOWELL RD, ROCKWALL, TX 75032-7166
Document Number	0000009777
Instrument Date	Jun 1, 2017
Instrument	9777
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	648 DOWELL RD ROCKWALL TX 750327166, ROCKWALL, TX 75032-7166

Mortgage

Document Number	9778
Date	Jun 2, 2017
Instrument	9778

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$755,000 (-10.6%) Land $347,504 Building $407,496	$755,000 (-14.19%) Land $347,504 Building $407,496
2025	$11,732.00 (+0.93%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$844,534 (+16.99%)	$879,858 (+21.88%) Land $468,485 Building $411,373
2024	$11,624.00 (+20.44%)
2023	$9,651.00 (+1.73%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$721,908 Land $369,856 Building $352,052	$721,908 Land $369,856 Building $352,052
2021	$9,487.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLACKLAND WSC serves 6,171 people · EPA ID TX1990004
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Nextlink Fixed Wireless	500 / 100
Wi-Five Broadband Fixed Wireless	100 / 100
Rise Broadband Fixed Wireless	100 / 20

May also be available: Optimum.

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