598 Dowell Rd, Rockwall, TX 75032 Property Records

Rockwall County property record for 598 Dowell Rd, Rockwall, TX 75032 · Last verified August 2026

Property Summary

Property Type	Farm - Irrigated or Dry
Details	7 bd · 4 ba · 4,803 sqft · built 1998
Lot Size	6.01 acres (261,796 sqft)
Owner	Individual Name on File
Last Sale	$747,792 (Sep 2025)
Tax Bill	$13,918 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`354200000012000R`

Property Details

APN / Parcel Number

Primary APN	`354200000012000R`
Alternative APNs	`R44775` `44775`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,803 sqft Gross Area
1st Floor Area	3,958 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	261,796 sqft
View / Lot	Agricultural
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	960 sqft
Deck Area	468 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	598 DOWELL RD
City	ROCKWALL
State	TX
Zip	75032-7176
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	DOWELL ROAD ADDITION, LOT 12, ACRES 6.010
Legal Subdivision	DOWELL ROAD ADDITION
Legal Lot Number	12
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	1
Census Block	1029
Census Tract	40513

Owner

Source: Rockwall County records · APN 354200000012000R

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	958 DOWEY RD, ROCKWALL, TX 75032
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 02, 2025	Vendor's Lien, Transfer · Conventional Mortgage OCMBC INC
May 19, 2023	Warranty Deed, Transfer INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY
Sep 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Dec 22, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage HOMEBANK TEXAS
Jun 28, 2021	Vendor's Lien, Transfer · Conventional Mortgage FIREFIGHTERS FIRST FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 02, 2025 · Amount on Record
Deed Sale	Sep 02, 2025 · Amount on Record
Prior Sale	Dec 22, 2021 · Amount on Record
Deed Document Number	202515997
Prior Transfer Date	Dec 17, 2021
Prior Transfer Doc	0000034602
Record Updated	Sep 20, 2026

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Sep 02, 2025
Property Address	598 DOWELL RD, ROCKWALL, TX 75032-7176
Document Number	0000015997
Map Reference	CAB C SL 222
Instrument Date	Aug 27, 2025
Instrument	20250000015997
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2945 DOWELL RD, ROCKWALL, TX 75032-9305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20958 DOWELL RD, ROCKWALL, TX 75032

Mortgage

Document Number	0000015998
Date	Sep 02, 2025
Instrument	20250000015998

Lender

Name	OCMBC INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2055

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	May 19, 2023
Property Address	598 DOWELL RD, ROCKWALL, TX 75032-7176
Document Number	0000008118
Map Reference	DOC 202100000010249
Instrument Date	May 19, 2023
Instrument	20230000008118
Transaction Type	Transfer
Record Updated	Jun 06, 2023
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	598 DOWELL RD, ROCKWALL, TX 75032-7176

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	598 DOWELL RD, ROCKWALL, TX 75032-7176
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	BOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018226
Date	Sep 29, 2017
Instrument	20170000018226

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2032

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Dec 22, 2021
Property Address	598 DOWELL RD, ROCKWALL, TX 75032-7176
Document Number	0000034602
Map Reference	CAB C SL 222
Instrument Date	Dec 17, 2021
Instrument	20210000034602
Transaction Type	Transfer
Record Updated	Jun 06, 2023
Title Company	SECURED TITLE PARTNERS, SECURED TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1859 RANDOM OAKS DR, ROCKWALL, TX 75087-3140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 AMESBURY LN, ROCKWALL, TX 75087-3225

Mortgage

Document Number	0000034601
Date	Dec 22, 2021
Instrument	20210000034601

Lender

Name	HOMEBANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 17, 2026

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jun 28, 2021
Property Address	598 DOWELL RD, ROCKWALL, TX 75032-7176
Document Number	0000017297
Map Reference	CAB C SL 222
Instrument Date	Jun 22, 2021
Instrument	20210000017297
Transaction Type	Transfer
Record Updated	Jun 06, 2023
Title Company	ALLIANCE TITLE, ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	598 DOWELL RD, ROCKWALL, TX 75032-7176
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017298
Date	Jun 28, 2021
Instrument	20210000017298

Lender

Name	FIREFIGHTERS FIRST FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jul 01, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	8.25%

Tax Assessment & Valuation

Source: Rockwall County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$825,662 (-15.6%) Land $348,580 Building $477,082	$825,662 (-15.6%) Land $348,580 Building $477,082
2025	$13,918.00 (-12.22%) Homeowner's exemption	$978,316 (-9.11%) Land $411,084 Building $567,232	$978,316 (-9.11%) Land $411,084 Building $567,232
2024	$15,856.00 (+2.15%)
2023	$15,523.00 (+251.76%) Homeowner's exemption	$1,076,413 Land $468,780 Building $607,633	$1,076,413 Land $468,780 Building $607,633
2021	$4,413.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockwall County (48397C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483970405131, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 21% of Texas
Wildfire Likelihood	About 1 in 1,111 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
AMG Technology Investment Group	Fixed Wireless	500 / 100
3 Rooms Communications	Fixed Wireless (unlicensed)	100 / 100
JAB Wireless	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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