648 Chardonnay Pl, Windsor, CA 95492 Property Records

Sonoma County property record for 648 Chardonnay Pl, Windsor, CA 95492

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,116 sqft · built 2005
Lot Size0.138 acres (6,000 sqft)
Owner2 Company Names on Record
Last Sale$670,000 (Nov 2005)
Tax Bill$10,533 (2025)
Deeds & MortgagesJan 2026 Transfer
Dec 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN164-430-051-000

Property Details

APN / Parcel Number

Primary APN164-430-051-000
Alternative APN
  • 164-430-051

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,116 sqft Living Area
Gross Area2,560 sqft
1st Floor Area2,116 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area6,000 sqft (0.138 acres)
Garage TypeAttached
Garage Area444 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number164-430-051
Street Address648 CHARDONNAY PL
CityWINDSOR
StateCA
Zip95492-6686
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2005 FM 164-030-065 VINTANA UNIT NO6A LOT 51
Legal SubdivisionVINTANA
Legal Block1
Legal Lot Number51
JurisdictionSONOMA CA
Township / Civil DivisionHEALDSBURG
Census Block Group1
Census Block1005
Census Tract153811

Owner

Source: Sonoma County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address648 CHARDONNAY PL, WINDSOR, CA 95492-6686
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2026Intrafamily Transfer, Transfer
Dec 21, 2017Deed of Trust, Mortgage · Line of Credit
CLEARVIEW FCU
Sep 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
GROVES CAP INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2005 · Amount on Record
Deed SaleNov 9, 2005 · Amount on Record
Deed Document Number2005166951
Last Transfer DateJan 15, 2026
Transfer Doc0000002332
Record UpdatedJun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSONOMA CA
Recording DateJan 15, 2026
Property Address648 CHARDONNAY PL, WINDSOR, CA 95492-6686
Document Number0000002332
Map ReferenceMB 670 PG 24-29
Instrument DateJan 15, 2026
Instrument2026002332
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address648 CHARDONNAY PL, WINDSOR, CA 95492-6686

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address648 CHARDONNAY PL, WINDSOR, CA 95492-6686
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000098461
DateDec 21, 2017
Instrument2017098461
Lender
NameCLEARVIEW FCU
TypeCredit Union
AddressCORAOPOLIS, PA 15108
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 20, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address648 CHARDONNAY PL, WINDSOR, CA 95492-6686
Document Number0000085899
Instrument DateSep 19, 2020
Transaction TypeMortgage
Record UpdatedOct 19, 2020
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address648 CHARDONNAY PL WINDSOR CA 954926686, WINDSOR, CA 95492-6686

Mortgage

Document Number0000085899
DateSep 24, 2020
Instrument85899
Lender
NameGROVES CAP INC
AddressSAN DIEGO, CA 92130
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 23, 2050

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalityWindsor Town
Unified School DistrictWindsor Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,533.00 (+10.93%) Homeowner's exemption$889,000 (+10.99%) Land $265,000 Building $624,000
2023$9,495.00 (-0.13%) Homeowner's exemption$801,000 Land $239,000 Building $562,000
2022$9,507.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WINDSOR
serves 25,561 people · EPA ID CA4910017
Water SourceGroundwater
Last State InspectionAug 2022
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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