Sonoma County property record for 637 Chardonnay Pl, Windsor, CA 95492
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,834 sqft · built 2005 |
| Lot Size | 0.148 acres (6,449 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $870,000 (Apr 2022) |
| Tax Bill | $10,981 (2025) |
| Deeds & Mortgages | Nov 2023 Second Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 164-430-034-000 |
| Primary APN | 164-430-034-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,834 sqft Living Area |
| Gross Area | 2,315 sqft |
| 1st Floor Area | 1,834 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 6,449 sqft (0.148 acres) |
| Garage Type | Attached |
| Garage Area | 481 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 164-430-034 |
|---|---|
| Street Address | 637 CHARDONNAY PL |
| City | WINDSOR |
| State | CA |
| Zip | 95492-6685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2005 FM 164-030-065 VINTANA UNIT NO6A LOT 34 |
| Legal Subdivision | VINTANA |
| Legal Block | 1 |
| Legal Lot Number | 34 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | HEALDSBURG |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 153811 |
Source: Sonoma County records, as of May 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 637 CHARDONNAY PL, WINDSOR, CA 95492-6685 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage REDWOOD CU |
| Apr 21, 2022 | Grant Deed, Transfer · Conventional Mortgage REDWOOD CU |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2022 · Amount on Record |
| Deed Sale | Apr 21, 2022 · Amount on Record |
| Prior Sale | Apr 7, 2016 · Amount on Record |
| Deed Document Number | 202228759 |
| Prior Transfer Date | Nov 13, 2013 |
| Prior Transfer Doc | 0000110055 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 637 CHARDONNAY PL, WINDSOR, CA 95492-6685 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY SYNRGO, FIRST AMER TTL CO SANTA ROSA |
| Name | Verified Name |
|---|---|
| Address | 637 CHARDONNAY PL, WINDSOR, CA 95492-6685 |
| Document Number | 0000057783 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 2023057783 |
| Name | REDWOOD CU |
|---|---|
| Type | Credit Union |
| Address | SANTA ROSA, CA 95403 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2038 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Apr 21, 2022 |
| Property Address | 637 CHARDONNAY PL, WINDSOR, CA 95492-6685 |
| Document Number | 0000028759 |
| Map Reference | MB 670 PG 24-29 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 2022028759 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $957.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 637 CHARDONNAY PL, WINDSOR, CA 95492-6685 |
| Document Number | 0000028760 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 2022028760 |
| Name | REDWOOD CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | May 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.62% |
| Max Rate At Change | 5.12% |
| Index | 5-Year CMT |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 637 CHARDONNAY PL, WINDSOR, CA 95492-6685 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 637 CHARDONNAY PL, WINDSOR, CA 95492-6685 |
| Document Number | 0000072711 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 2020072711 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Sonoma County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Windsor Town |
| Unified School District | Windsor Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,981.00 (+4.26%) | $923,249 (+4.04%) Land $369,300 Building $553,949 |
| 2023 | $10,532.00 (+30.36%) | $887,400 Land $354,960 Building $532,440 |
| 2022 | $8,079.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WINDSOR serves 25,561 people · EPA ID CA4910017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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