648 Able Blf, Cibolo, TX 78108 Property Records

Guadalupe County property record for 648 Able Blf, Cibolo, TX 78108 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,276 sqft · built 2020
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$373,700 (Jun 2021)
Tax Bill	$7,495 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000000177237`

Property Details

APN / Parcel Number

Primary APN	`000000177237`
Alternative APNs	`1G3147-2005-02700-0-00` `000000258168` `177237`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,276 sqft Living Area
Gross Area	3,868 sqft
1st Floor Area	1,799 sqft
2nd Floor Area	1,477 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	76 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	648 ABLE BLF
City	CIBOLO
State	TX
Zip	78108-0048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEELE CREEK SUB #2 BLOCK 5 LOT 27 .21 AC
Legal Subdivision	STEELE CREEK SUB #2
Legal Tract	27
Legal Block	5
Legal Lot Number	27
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	4
Census Block	4000
Census Tract	210718

Owner

Source: Guadalupe County records · APN 000000177237

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	648 ABLE BLF, CIBOLO, TX 78108-0048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 16, 2021 · Amount on Record
Deed Sale	Jun 16, 2021 · Amount on Record
Prior Sale	Jun 16, 2021 · Amount on Record
Deed Document Number	202199020681
Prior Transfer Date	Jun 15, 2021
Prior Transfer Doc	0099020681
Record Updated	Sep 20, 2026

June 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Jun 16, 2021
Property Address	648 ABLE BLF, CIBOLO, TX 78108-0048
Document Number	0099020681
Map Reference	VOL 9 PG 209-212
Instrument Date	Jun 15, 2021
Instrument	202199020681
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 03, 2025
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 ABLE BLF, SCHERTZ, TX 78108-0048

Mortgage

Document Number	0099020682
Date	Jun 16, 2021
Instrument	202199020682

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$496,882 (+6.3%) Land $60,430 Building $436,452	$496,882 (+6.3%) Land $60,430 Building $436,452
2025	$7,495.00 (-0.15%) Homeowner's exemption	$467,454 (-9.09%) Land $53,093 Building $414,361	$467,454 (-9.09%) Land $53,093 Building $414,361
2024	$7,506.00 (-0.42%)
2023	$7,538.00 (-13.41%) Homeowner's exemption	$514,166 Land $72,906 Building $441,260	$514,166 Land $72,906 Building $441,260
2022	$8,705.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 27% of Texas
Wildfire Likelihood	About 1 in 1,299 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.