639 Able Blf, Cibolo, TX 78108 Property Records

Guadalupe County property record for 639 Able Blf, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,349 sqft · built 2020
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Tax Bill	$5,882 (2025)
Deeds & Mortgages	Jun 2024 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000000177265`

Property Details

APN / Parcel Number

Primary APN	`000000177265`
Alternative APNs	`1G3147-2006-00900-0-00` `000000250406` `000000281244` `177265`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,349 sqft Living Area
Gross Area	3,011 sqft
1st Floor Area	1,360 sqft
2nd Floor Area	989 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	639 ABLE BLF
City	CIBOLO
State	TX
Zip	78108-0048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEELE CREEK SUB #2 BLOCK 6 LOT 9 .17 AC
Legal Subdivision	STEELE CREEK SUB #2
Legal Tract	9
Legal Block	6
Legal Lot Number	9
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	4
Census Block	4000
Census Tract	210718

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5505 GRISSOM RD, 114, SAN ANTONIO, TX 78238-3038
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 27, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 18, 2024	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 16, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2025
Deed Sale	Jul 14, 2025
Prior Sale	Nov 16, 2020 · Amount on Record
Deed Document Number	202517200
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	639 ABLE BLF, CIBOLO, TX 78108-0048
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 ABLE BLF, CIBOLO, TX 78108-0048

Mortgage

Document Number	0099013879
Date	Jun 14, 2024
Instrument	202499013879

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Dec 1, 2050

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	639 ABLE BLF, CIBOLO, TX 78108-0048
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 ABLE BLF, CIBOLO, TX 78108-0048

Mortgage

Document Number	0099004200
Date	Feb 27, 2024
Instrument	202499004200

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Dec 1, 2050

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	639 ABLE BLF, CIBOLO, TX 78108-0048
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 ABLE BLF, CIBOLO, TX 78108-0048

Mortgage

Document Number	0099028295
Date	Nov 18, 2024
Instrument	202499028295

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Nov 16, 2020
Property Address	639 ABLE BLF, CIBOLO, TX 78108-0048
Document Number	0000032865
Instrument Date	Nov 13, 2020
Instrument	32865
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 4, 2020
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	639 ABLE BLF SCHERTZ TX 781080048, SCHERTZ, TX 78108-0048

Mortgage

Document Number	32866
Date	Nov 16, 2020
Instrument	32866

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2050

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,168 (-11.9%) Land $54,595 Building $283,573	$338,168 (-11.9%) Land $54,595 Building $283,573
2025	$5,882.00 (-11.2%)	$383,853 (-7.44%) Land $46,210 Building $337,643	$383,853 (-7.44%) Land $46,210 Building $337,643
2024	$6,624.00 (+12.69%)
2023	$5,878.00 (-3%)	$414,703 Land $64,532 Building $350,171	$414,703 Land $64,532 Building $350,171
2022	$8,397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
ZipLink Internet Fixed Wireless	100 / 20

May also be available: T-Mobile.

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