648 3rd St, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 648 3rd St, Lake Oswego, OR 97034

Property Summary

Property Type	Condominium
Details	2,112 sqft · built 2019
Lot Size	0.029 acres (1,280 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Aug 2021)
Tax Bill	$12,541 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21E03DB90002`

Property Details

APN / Parcel Number

Primary APN	`21E03DB90002`
Alternative APN	`05035270`

Interior

Building Area	2,112 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Lot Area	1,280 sqft (0.029 acres)

Location & Zoning

Account Number	05035270
Street Address	648 3RD ST
City	LAKE OSWEGO
State	OR
Zip	97034-2348
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-2
Legal Description	SUBDIVISION RENAISSANCE AT THIRD ST CONDOMINIUMS 4592 UNIT 2
Legal Subdivision	RENAISSANCE AT THIRD ST CONDOS
Legal Unit	2
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1006
Census Tract	20102

Owner

648 3rd St, a condominium, is owned and occupied by two individuals who bought it in August 2021.

Source: Clackamas County records, as of April 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	648 3RD ST, LAKE OSWEGO, OR 97034-2348
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIRECTORS MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2021 · Amount on File
Deed Sale	Aug 24, 2021 · Amount on File
Prior Sale	Aug 14, 2019 · Amount on File
Deed Document Number	202178773
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Aug 24, 2021
Property Address	648 3RD ST, LAKE OSWEGO, OR 97034-2348
Document Number	0000078773
Map Reference	FEE 2019-047867
Instrument Date	Aug 2, 2021
Instrument	2021-078773
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	FIDELITY NATIONAL TITLE OF O

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	648 3RD ST, LAKE OSWEGO, OR 97034-2348

Mortgage

Document Number	0000078774
Date	Aug 24, 2021
Instrument	2021-078774

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	648 3RD ST, LAKE OSWEGO, OR 97034-2348
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	LAWYERS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011435
Date	Feb 2, 2021
Instrument	2021-011435

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company
Address	LAKE OSWEGO, OR 97035

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 648 3rd St was $12,541.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,541.00	$654,510	$1,143,950 Building $1,143,950
2023	$11,848.00	$616,939	$1,098,120 Building $1,098,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 648 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 648 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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