642 3rd St, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 642 3rd St, Lake Oswego, OR 97034

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 2,362 sqft · built 2019
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$1,500,000 (Feb 2026)
Tax Bill	$12,621 (2025)
Deeds & Mortgages	Feb 2026 Sale Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21E03DB90001`

Property Details

APN / Parcel Number

Primary APN	`21E03DB90001`
Alternative APN	`05035269`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	2,362 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	05035269
Street Address	642 3RD ST
City	LAKE OSWEGO
State	OR
Zip	97034-2348
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-2
Legal Description	SUBDIVISION RENAISSANCE AT THIRD ST CONDOMINIUMS 4592 UNIT 1
Legal Subdivision	RENAISSANCE AT THIRD ST CONDOS
Legal Block	27
Legal Lot Number	5
Legal Unit	1
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1006
Census Tract	20102

Owner

Source: Clackamas County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	330 1ST ST, 472, LAKE OSWEGO, OR 97034-3293
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Warranty Deed, Transfer WFG TITLE
Aug 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 14, 2019	Warranty Deed, Subdivision Related Transfer DIRECTORS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2026 · Amount on Record
Deed Sale	Feb 23, 2026 · Amount on Record
Prior Sale	Aug 20, 2019 · Amount on Record
Deed Document Number	20266731
Prior Transfer Date	Mar 31, 2024
Prior Transfer Doc	0000000064
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Feb 23, 2026
Property Address	642 3RD ST, LAKE OSWEGO, OR 97034-2348
Document Number	0000006731
Map Reference	DOC 2019-047868
Instrument Date	Feb 19, 2026
Instrument	2026-006731
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	WFG TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7027 N SCOTTSDALE RD UNIT 233, 233, PARADISE VALLEY, AZ 85253-3689

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 1ST ST APT 472, 472, LAKE OSWEGO, OR 97034-3293

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLACKAMAS OR
Recording Date	Aug 17, 2021
Property Address	642 3RD ST, LAKE OSWEGO, OR 97034-2348
Document Number	0000076796
Instrument Date	Aug 12, 2021
Instrument	2021-076796
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	WFG TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 3RD ST, LAKE OSWEGO, OR 97034-2348

Mortgage

Document Number	0000076797
Date	Aug 17, 2021
Instrument	2021-076797

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Aug 14, 2019
Property Address	642 3RD ST, LAKE OSWEGO, OR 97034-2348
Document Number	0000048081
Instrument Date	Aug 13, 2019
Instrument	48081
Transaction Type	Subdivision Related Transfer
Record Updated	May 28, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$870.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	648 3RD ST LAKE OSWEGO OR 970342348, LAKE OSWEGO, OR 97034-2348

Mortgage

Document Number	48082
Date	Aug 14, 2019
Instrument	48082

Lender

Name	DIRECTORS MTG
Type	Mortgage Company
Address	LAKE OSWEGO, OR 97035

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2049

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,621.00 (+5.85%)	$658,691 (+6.09%)	$1,151,300 (+4.17%) Building $1,151,300
2023	$11,924.00	$620,880	$1,105,170 Building $1,105,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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