Rutherford County property record for 6478 Windrow Rd, Rockvale, TN 37153
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,271 sqft · built 2014 |
| Lot Size | 2.66 acres (115,870 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,221 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 116-011.03-000 |
| Primary APN | 116-011.03-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,271 sqft Living Area |
| 1st Floor Area | 2,271 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 115,870 sqft (2.66 acres) |
| Garage Type | Detached |
| Garage Area | 896 sqft |
| Porch | Patio |
| Porch Area | 216 sqft |
| Patio Area | 220 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | R0107120 |
|---|---|
| Street Address | 6478 WINDROW RD |
| City | ROCKVALE |
| State | TN |
| Zip | 37153-4034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 RANDALL RAE PB 37 PG 17 SPLIT OFF 115-1 FOR 14 |
| Legal Subdivision | RANDALL RAE LOT 3 |
| Legal Lot Number | 3 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 19 |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 40808 |
6478 Windrow Rd is owned and occupied by two individuals who acquired it in December 2013.
Source: Rutherford County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6478 WINDROW RD, ROCKVALE, TN 37153-4034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 12, 2013 |
| Transfer Doc | 12661894 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 6478 WINDROW RD, ROCKVALE, TN 37153-4034 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 20243259 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 2024/3259 |
| Instrument | 2333791 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
The 2025 property tax bill for 6478 Windrow Rd was $2,221.
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $142,350 (+20.23%) Land $33,750 Building $108,600 | $569,400 Land $135,000 Building $434,400 | |
| 2025 | $2,221.00 | $118,400 Land $19,275 Building $99,125 | |
| 2023 | $2,221.00 | $118,400 Land $19,275 Building $99,125 | $473,600 (-) Land $77,100 Building $396,500 |
| 2022 | $473,600 Land $77,100 Building $396,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6478 Windrow Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (2003) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6478 Windrow Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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