6445 Windrow Rd, Rockvale, TN 37153 Property Records

Rutherford County property record for 6445 Windrow Rd, Rockvale, TN 37153

Property Summary

Property Type	Single Family Home
Details	2,871 sqft · built 2010
Lot Size	2.27 acres (98,881 sqft)
Owner	2 Individual Names on Record
Last Sale	$376,000 (Oct 2016)
Tax Bill	$2,811 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`116-014.25-000`

Property Details

APN / Parcel Number

Primary APN	`116-014.25-000`
Alternative APNs	`116 01425` `R0105219`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,871 sqft Living Area
1st Floor Area	5,323 sqft
Upper Floors Area	419 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	98,881 sqft (2.27 acres)
Garage Type	Attached
Garage Area	1,094 sqft
Driveway	Driveway
Porch	Slab
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0105219
Street Address	6445 WINDROW RD
City	ROCKVALE
State	TN
Zip	37153-4035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	JOSHUA WATSON
Legal Lot Number	1
Jurisdiction	RUTHERFORD TN
Township / Civil Division	8
Census Block Group	1
Census Block	1015
Census Tract	40809

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6445 WINDROW RD, ROCKVALE, TN 37153-4035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Jul 25, 2019	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Jan 9, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2016 · Amount on Record
Deed Sale	Oct 4, 2016 · Amount on Record
Deed Document Number	20162045906
Deed Book / Page	1509 / 2871
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	6445 WINDROW RD, ROCKVALE, TN 37153-4035
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21392531
Date	Sep 13, 2021
Book Page	2139/2531
Instrument	2390163

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	6445 WINDROW RD, ROCKVALE, TN 37153-4035
Document Number	RB17993131
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6445 WINDROW RD ROCKVALE TN 371534035, ROCKVALE, TN 37153-4035

Mortgage

Document Number	RB17993131
Date	Aug 6, 2019
Book Page	001799/003131
Instrument	2221068

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 5, 2029

Interest

Rate Type	Adjustable Rate

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jan 9, 2017
Property Address	6445 WINDROW RD, ROCKVALE, TN 37153-4035
Book / Page	00153 / 003855
Instrument Date	Jan 5, 2017
Instrument	2063088
Transaction Type	Construction Loan
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 PUCKETT CREEK XING #307 MURFREESBORO TN 371284247, 307, MURFREESBORO, TN 37128-4247

Mortgage

Document Number	RB15383855
Date	Jan 9, 2017
Book Page	001538/003855
Instrument	2063088

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 8, 2018

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,175 (+17.57%) Land $35,325 Building $140,850	$704,700 (+17.45%) Land $141,300 Building $563,400
2025	$2,811.00 (-0.11%)	$149,850 (-0.1%) Land $20,175 Building $129,675
2023	$2,814.00	$150,000 Land $20,175 Building $129,825	$600,000 (+0.1%) Land $80,700 Building $519,300
2022			$599,400 Land $80,700 Building $518,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2013–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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