Howard County property record for 6478 River Run, Columbia, MD 21044
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,350 sqft · built 1998 |
| Lot Size | 0.277 acres (12,047 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $352,334 (Apr 1998) |
| Tax Bill | $14,775 (2026) |
| Deeds & Mortgages | May 2020 Mortgage Jan 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-119489 |
| Primary APN | 15-119489 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,350 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,047 sqft (0.277 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 242 sqft |
| Deck Area | 160 sqft |
| Patio Area | 648 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 119489 |
|---|---|
| Street Address | 6478 RIVER RUN |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-6022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 193 12,047 SQ 6478 RIVER RUN VIL RIVER HILL S2 A6 PH2 |
| Legal Subdivision | RIVER RUN |
| Legal Phase | 2 |
| Legal Lot Number | 193 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 605505 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 6478 RIVER RUN, COLUMBIA, MD 21044-6022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Jan 15, 2020 | Deed of Trust, Mortgage · Line of Credit EDUCATIONAL SYSTEMS FCU |
| May 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 1998 · Amount on Record |
| Deed Sale | Apr 21, 1998 · Amount on Record |
| Deed Document Number | 19982835 |
| Deed Book / Page | 4258 / 622 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6478 RIVER RUN, COLUMBIA, MD 21044-6022 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | FIRST SOURCE TITLE AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0193880168 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 19388/168 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6478 RIVER RUN, COLUMBIA, MD 21044-6022 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0191260050 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 19126/050 |
| Name | EDUCATIONAL SYSTEMS FCU |
|---|---|
| Type | Credit Union |
| Address | GREENBELT, MD 20770 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 14, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6478 RIVER RUN, COLUMBIA, MD 21044-6022 |
| Document Number | 0186760203 |
| Instrument Date | May 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6478 RIVER RUN COLUMBIA MD 210446022, COLUMBIA, MD 21044-6022 |
| Document Number | 0186760203 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 018676/000203 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2049 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,775.00 (+4.38%) Homeowner's exemption | $986,433 (+5.3%) | $1,036,100 (-) Land $441,700 Building $594,400 |
| 2025 | $14,155.00 (+54.18%) Homeowner's exemption | $936,767 (+10.04%) | $1,036,100 (+16.8%) Land $441,700 Building $594,400 |
| 2023 | $851,267 | $887,100 Land $401,700 Building $485,400 | |
| 2022 | $9,181.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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