6475 Quartz Mine Rd, Mountain Ranch, CA 95246 Property Records

Calaveras County property record for 6475 Quartz Mine Rd, Mountain Ranch, CA 95246

Property Summary

Property TypeRanch
Details4 bd · 2.5 ba · 2,482 sqft · built 1988
Lot Size9.08 acres (395,525 sqft)
OwnerIndividual Name on Record
Last Sale$389,000 (May 2015)
Tax Bill$5,376 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Nov 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN020-045-004-000

Property Details

APN / Parcel Number

Primary APN020-045-004-000
Alternative APN
  • 020-045-004

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,482 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleModern
Construction TypeWood
Lot Area395,525 sqft
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Old Parcel Number020-045-004
Street Address6475 QUARTZ MINE RD
CityMOUNTAIN RANCH
StateCA
Zip95246-9518
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Ranch
Local Zoning CodeRRX
Legal DescriptionQUARTZ MINE RANCH SUB LOT 4
Legal SubdivisionQUARTZ MINE RANCH SUB
Legal Lot Number4
JurisdictionCALAVERAS CA
Township / Civil DivisionARNOLD-WEST POINT
Census Block Group4
Census Block4094
Census Tract400

Owner

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6475 QUARTZ MINE RD, MOUNTAIN RANCH, CA 95246-9518
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2022Deed of Trust, Mortgage · Line of Credit
THE GOLDEN 1 CU
Nov 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Dec 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 17, 2019Deed of Trust, Mortgage
PARAMOUNT PTRS GRP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2015 · Amount on Record
Deed SaleMay 29, 2015 · Amount on Record
Prior SaleDec 30, 2003 · Amount on Record
Deed Document Number20155632
Prior Transfer DateMay 21, 2015
Prior Transfer Doc0000005633
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALAVERAS CA
Property Address6475 QUARTZ MINE RD, MOUNTAIN RANCH, CA 95246-9518
Transaction TypeMortgage
Record UpdatedDec 30, 2022
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address6475 QUARTZ MINE RD, MOUNTAIN RANCH, CA 95246-9518

Mortgage

Document Number0000013774
DateDec 5, 2022
Instrument2022-013774
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALAVERAS CA
Property Address6475 QUARTZ MINE RD, MOUNTAIN RANCH, CA 95246-9518
Transaction TypeMortgage
Record UpdatedDec 7, 2021
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address6475 QUARTZ MINE RD, MOUNTAIN RANCH, CA 95246-9518

Mortgage

Document Number0000018687
DateNov 1, 2021
Instrument2021-018687
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 1, 2041

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALAVERAS CA
Property Address6475 QUARTZ MINE RD, MOUNTAIN RANCH, CA 95246-9518
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6475 QUARTZ MINE RD, MOUNTAIN RANCH, CA 95246-9518

Mortgage

Document Number0000017864
DateDec 1, 2020
Instrument2020-017864
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALAVERAS CA
Property Address6475 QUARTZ MINE RD, MOUNTAIN RANCH, CA 95246-9518
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002554
DateFeb 28, 2020
Instrument2020-002554
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALAVERAS CA
Property Address6475 QUARTZ MINE RD, MOUNTAIN RANCH, CA 95246-9518
Document Number0000009699
Instrument DateAug 17, 2019
Transaction TypeMortgage
Record UpdatedSep 24, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address6475 QUARTZ MINE RD MOUNTAIN RANCH CA 952469518, MOUNTAIN RANCH, CA 95246-9518

Mortgage

Document Number0000009699
DateAug 26, 2019
Instrument9699
Lender
NamePARAMOUNT PTRS GRP
AddressROSEVILLE, CA 95661
Agreement
AmountAmount Recorded
Term360 Months
DueAug 25, 2049

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyCalaveras County
Unified School DistrictCalaveras Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$476,858 (+2%) Land $110,324 Building $366,534
2025$5,376.00 (+2.05%)$467,509 (+4.04%) Land $108,161 Building $359,348
2023$5,268.00 (+0.42%)$449,357 Land $103,962 Building $345,395
2022$5,246.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 97.1% of the US · above 86% of California
Wildfire Likelihood3% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
25 / 3

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