6432 Quartz Mine Rd, Mountain Ranch, CA 95246 Property Records

Calaveras County property record for 6432 Quartz Mine Rd, Mountain Ranch, CA 95246

Property Summary

Property Type	Ranch
Details	1 bd · 1 ba · 1,602 sqft · built 1986
Lot Size	16.9 acres (737,471 sqft)
Owner	2 Individual Names on File
Last Sale	$411,000 (Aug 2018)
Tax Bill	$5,279 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`020-046-004-000`

Property Details

APN / Parcel Number

Primary APN	`020-046-004-000`
Alternative APN	`020046004`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,602 sqft Gross Area
1st Floor Area	1,602 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Construction Type	Tilt-Up Concrete
Lot Area	737,471 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6432 QUARTZ MINE RD
City	MOUNTAIN RANCH
State	CA
Zip	95246-9518
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Ranch
Local Zoning Code	RRX
Legal Description	JESUS MARIA RANCH SUB LOT 4 ROS 19-115
Legal Subdivision	JESUS MARIA RANCH SUB
Legal Lot Number	4
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	4
Census Block	4076
Census Tract	400

Owner

6432 Quartz Mine Rd, an agricultural property, is owned by two individuals who acquired it in August 2024.

Source: Calaveras County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 513, MOUNTAIN RANCH, CA 95246-0513
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit SYNERGY ONE LENDING
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jan 9, 2020	Quit Claim Deed, Transfer AMERISTATE TITLE LLC
Aug 15, 2018	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2018 · Amount on File
Deed Sale	Aug 15, 2018 · Amount on File
Deed Document Number	20189216
Last Transfer Date	Aug 26, 2024
Transfer Doc	0000009026
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Recording Date	Sep 10, 2026
Property Address	6432 QUARTZ MINE RD, MOUNTAIN RANCH, CA 95246-9518
Document Number	0000007933
Instrument Date	Sep 1, 2026
Instrument	20267933
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6432 QUARTZ MINE RD, MOUNTAIN RANCH, CA 95246-9518
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007933,
Date	Sep 10, 2026
Instrument	20267933

Lender

Name	SYNERGY ONE LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2056

Interest

Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	6432 QUARTZ MINE RD, MOUNTAIN RANCH, CA 95246-9518
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6432 QUARTZ MINE RD, MOUNTAIN RANCH, CA 95246-9518

Mortgage

Document Number	0000003874
Date	Feb 26, 2021
Instrument	2021-003874

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	ANGELS CAMP, CA 95222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALAVERAS CA
Recording Date	Jan 9, 2020
Property Address	6432 QUARTZ MINE RD, MOUNTAIN RANCH, CA 95246-9518
Document Number	0000000271
Instrument Date	Oct 17, 2019
Instrument	271
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	AMERISTATE TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 513 MOUNTAIN RANCH CA 952460513, MOUNTAIN RANCH, CA 95246-0513

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Aug 15, 2018
Property Address	6432 QUARTZ MINE RD, MOUNTAIN RANCH, CA 95246-9518
Document Number	0000009216
Instrument Date	Aug 2, 2018
Instrument	9216
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$452.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1951 MURPHYS CA 952471951, MURPHYS, CA 95247-1951

Mortgage

Document Number	9217
Date	Aug 15, 2018
Instrument	9217

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6432 Quartz Mine Rd was $5,279.

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Unified School District	Calaveras Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$467,639 (+2%) Land $91,022 Building $376,617
2025	$5,279.00	$458,471 Land $89,238 Building $369,233
2023	$5,173.00 (+0.47%)	$440,671 Land $85,774 Building $354,897
2022	$5,149.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6432 Quartz Mine Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6432 Quartz Mine Rd is extreme, ranking above 98.8% of the US, with a 3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.8% of the US · above 91% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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