6475 Concord Rd, Cumming, GA 30028 Property Records

Forsyth County property record for 6475 Concord Rd, Cumming, GA 30028

Property Summary

Property TypeGeneral Agricultural/Rural
Details3 bd · 2.5 ba · 2,240 sqft · built 2017
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Tax Bill$2,759 (2023)
Deeds & MortgagesNov 2021 Mortgage
Jan 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN165-000-225

Property Details

APN / Parcel Number

Primary APN165-000-225
Alternative APNs
  • 0000267992
  • 165 225

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,240 sqft Gross Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialAluminum/Vinyl
Lot Area43,560 sqft
Garage Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number0000267992
Street Address6475 CONCORD RD
CityCUMMING
StateGA
Zip30028-8594
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Local Zoning CodeA1
Legal Description3-1 176
Legal Block2
JurisdictionFORSYTH GA
Township / Civil DivisionSILVER CITY
Census Block Group2
Census Block2004
Census Tract130203

Owner

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6475 CONCORD RD, CUMMING, GA 30028-8594
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
INTERFIRST MORTGAGE
Jan 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
MIDLAND MORTGAGE
Sep 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN INTERNET MTG
Mar 12, 2018Reverse Mortgage, Construction Loan · Construction Mortgage
UNITED CMNTY MTG SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address6475 CONCORD RD, CUMMING, GA 30028-8594
Transaction TypeMortgage
Record UpdatedDec 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address6475 CONCORD RD, CUMMING, GA 30028-8594

Mortgage

Document Number0104880000000062
DateNov 18, 2021
Book Page0000010488/0000000062
Lender
NameINTERFIRST MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2036

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address6475 CONCORD RD, CUMMING, GA 30028-8594
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0080720001
DateJan 12, 2017
Book Page8072/1
Instrument15701940018
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2048

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address6475 CONCORD RD, CUMMING, GA 30028-8594
Document Number0090550299
Instrument DateSep 24, 2019
Transaction TypeMortgage
Record UpdatedOct 14, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address6475 CONCORD RD CUMMING GA 300288594, CUMMING, GA 30028-8594

Mortgage

Document Number0090550299
DateOct 2, 2019
Book Page009055/000299
Lender
NameAMERICAN INTERNET MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2034

March 2018: Reverse Mortgage, Construction Loan

Document TypeReverse Mortgage
JurisdictionFORSYTH GA
Recording DateMar 12, 2018
Property Address6475 CONCORD RD, CUMMING, GA 30028-8594
Document Number0084930465
Book / Page008493 / 000465
Instrument DateJan 24, 2018
Transaction TypeConstruction Loan
Record UpdatedDec 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address6475 CONCORD RD CUMMING GA 300288594, CUMMING, GA 30028-8594

Mortgage

Document Number84930465
DateMar 12, 2018
Book Page008493/000465
Lender
NameUNITED CMNTY MTG SVCS
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueMar 11, 2048
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyForsyth County
Unified School DistrictForsyth County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$174,248 (+17.29%) Land $41,808 Building $132,440$435,620 (+17.29%) Land $104,520 Building $331,100
2023$2,759.00 (-6.22%) Homeowner's exemption$148,568 (+45.09%) Land $33,768 Building $114,800$371,420 (+45.09%) Land $84,420 Building $287,000
2022$2,942.00 Homeowner's exemption$102,400 Land $20,520 Building $81,880$256,000 Land $51,300 Building $204,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 58% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORSYTH CO. WATER & SEWER
serves 161,200 people · EPA ID GA1170050
Water SourceSurface water
Last State InspectionMay 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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