Brevard County property record for 6475 Banyan St, Cocoa, FL 32927
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,651 sqft · built 1992 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,809 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Feb 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-35-21-JX-211-6 |
| Primary APN | 23-35-21-JX-211-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,651 sqft Living Area |
| Gross Area | 2,491 sqft |
| 1st Floor Area | 1,651 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | 742 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2306893 |
|---|---|
| Street Address | 6475 BANYAN ST |
| City | COCOA |
| State | FL |
| Zip | 32927-4211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU19 |
| Legal Description | PORT ST JOHN UNIT 6 LOT 6 BLK 211 |
| Legal Range | 35E |
| Legal Township | 23S |
| Legal Section | 21 |
| Legal Subdivision | PORT ST JOHN UNIT 6 |
| Legal Block | 211 |
| Legal Lot Number | 6 |
| Legal Unit | 6 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 71203 |
6475 Banyan St is owned and occupied by an individual.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6475 BANYAN ST, COCOA, FL 32927-4211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2026 | Deed of Trust, Mortgage · Line of Credit MORTGAGE SERVICES, MORTGAGE SERVICING |
| Feb 17, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 3, 2026 |
| Property Address | 6475 BANYAN ST, COCOA, FL 32927-4211 |
| Document Number | 0000067506 |
| Book / Page | 10590 / 482 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202667506 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE SERVICES, MORTGAGE SERVICING |
| Name | Verified Name |
|---|---|
| Address | 6475 BANYAN ST, COCOA, FL 32927-4211 |
| Document Number | 0000067506, |
|---|---|
| Date | Apr 3, 2026 |
| Book Page | 10590/482 |
| Instrument | 202667506 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 15, 2036 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 6475 BANYAN ST, COCOA, FL 32927-4211 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6475 BANYAN ST, COCOA, FL 32927-4211 |
| Document Number | 0105472937 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 10547/2937 |
| Instrument | 2026031154 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Mar 5, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 6475 BANYAN ST, COCOA, FL 32927-4211 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0090201594 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 9020/1594 |
| Instrument | 2021040756 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
The 2025 property tax bill for 6475 Banyan St was $1,809 with a homeowner's exemption.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,470 (+2.69%) | $303,780 (-3.71%) | |
| 2025 | $1,809.00 Homeowner's exemption | $122,180 | $315,480 Land $60,000 Building $255,480 |
| 2023 | $1,609.00 (+7.12%) Homeowner's exemption | $115,290 (+2.99%) | $297,690 (+2.47%) Land $60,000 Building $237,690 |
| 2022 | $1,502.00 Homeowner's exemption | $111,940 | $290,520 Land $46,000 Building $244,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6475 Banyan St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6475 Banyan St is very high, ranking above 93% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 88% of Florida |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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