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6451 Banyan St, Cocoa, FL 32927 Property Records

Brevard County property record for 6451 Banyan St, Cocoa, FL 32927 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,020 sqft · built 2002
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$395,000 (Dec 2021)
Tax Bill$4,565 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN23-35-21-JX-211-4

Property Details

APN / Parcel Number

Primary APN23-35-21-JX-211-4
Alternative APNs
  • 23-35-21-JX-00211.0-0004.00
  • 2306891

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,020 sqft Living Area
Gross Area2,512 sqft
1st Floor Area2,020 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2014
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area460 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area32 sqft
Deck Area669 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2306891
Street Address6451 BANYAN ST
CityCOCOA
StateFL
Zip32927-4211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPORT ST JOHN UNIT 6 LOT 4 BLK 211
Legal Range35E
Legal Township23S
Legal Section21
Legal SubdivisionPORT ST JOHN UNIT 6
Legal Block211
Legal Lot Number4
Legal Unit6
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group1
Census Block1008
Census Tract71203

Owner

Source: Brevard County records · APN 23-35-21-JX-211-4

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6451 BANYAN ST, COCOA, FL 32927-4211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2021Warranty Deed, Transfer · Conventional Mortgage
REDFIN MORTGAGE LLC
Oct 05, 2020Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 10, 2021 · Amount on Record
Deed SaleDec 10, 2021 · Amount on Record
Prior SaleFeb 05, 2016 · Amount on Record
Deed Document Number2021322227
Deed Book / Page9353 / 875
Prior Transfer DateApr 06, 2001
Prior Transfer Doc4320001025
Record UpdatedSep 20, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateDec 10, 2021
Property Address6451 BANYAN ST, COCOA, FL 32927-4211
Document Number0093530875
Book / Page9353 / 875
Map ReferenceMB 23 PG 53-59
Instrument DateDec 10, 2021
Instrument2021322227
Transaction TypeTransfer
Record UpdatedDec 24, 2021
Title CompanyLIBERTY TITLE COMPANY LLC, LIBERTY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,765.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address954 FAY BLVD, 954, COCOA, FL 32927-8748

Transferred To (Grantee/Buyer)

NameVerified Name
Address6451 BANYAN ST, COCOA, FL 32927-4211

Mortgage

Document Number0009353876
DateDec 10, 2021
Instrument9353/876
Lender
NameREDFIN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address6451 BANYAN ST, COCOA, FL 32927-4211
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address6451 BANYAN ST, COCOA, FL 32927-4211

Mortgage

Document Number0088750029
DateOct 05, 2020
Book Page8875/29
Instrument2020217050
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term304 Months
DueFeb 01, 2046

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$323,000 (-2.77%)$323,000 (-3.59%)
2025$4,565.00 (+8.15%) Homeowner's exemption$332,210 (+5.99%)$335,020 (+6.88%) Land $60,000 Building $275,020
2023$4,221.00 (+6.35%) Homeowner's exemption$313,450 (+2.85%) Land $60,000 Building $253,450$313,450 (+2.85%) Land $60,000 Building $253,450
2022$3,969.00 Homeowner's exemption$304,760 Land $46,000 Building $258,760$304,760 Land $46,000 Building $258,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090712031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 8 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force
8 of 8 on primary residences

Wildfire

Wildfire RiskVery High
above 94% of the US · above 89% of Florida
Wildfire LikelihoodAbout 1 in 47 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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