6474 Deacon Cir, Windermere, FL 34786 Property Records

Orange County property record for 6474 Deacon Cir, Windermere, FL 34786 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,435 sqft · built 1989
Lot Size	0.646 acres (28,145 sqft)
Owner	2 Company Names on File
Last Sale	$4,475,000 (Mar 2026)
Tax Bill	$59,292 (2025)
Deeds & Mortgages	Mar 2026 Sale Jul 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-23-28-3899-03-890`

Property Details

APN / Parcel Number

Primary APN	`16-23-28-3899-03-890`
Alternative APNs	`282316389903890` `283564` `288408` `292572`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,435 sqft Living Area
Gross Area	8,584 sqft
1st Floor Area	3,466 sqft
Flooring	Marble
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	28,145 sqft (0.646 acres)
Garage Type	Attached
Garage Area	912 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	1,359 sqft
Patio Area	127 sqft
Water Feature	Water Feature
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6474 DEACON CIR
City	WINDERMERE
State	FL
Zip	34786-8950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ISLEWORTH 16/118 LOT 389
Legal Range	28E
Legal Township	23S
Legal Section	16
Legal Subdivision	ISLEWORTH
Legal Tract	3899
Legal Block	3
Legal Lot Number	389
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2039
Census Tract	14809

Owner

Source: Orange County records · APN 16-23-28-3899-03-890

Assessment roll updated April 30, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	6013 GREATWATER DR, WINDERMERE, FL 34786-5600
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 22, 2024	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
May 03, 2021	Deed, Transfer · Conventional Mortgage ACC MORTGAGE INC
May 03, 2021	Deed, Transfer · Conventional Mortgage ACC MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 25, 2026 · Amount on Record
Deed Sale	Mar 25, 2026 · Amount on Record
Prior Sale	Jul 22, 2024 · Amount on Record
Deed Document Number	2026173172
Prior Transfer Date	Dec 31, 2012
Prior Transfer Doc	0000067310
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 25, 2026
Property Address	6474 DEACON CIR, WINDERMERE, FL 34786-8950
Document Number	0000173172
Map Reference	MB 16 PG 118-130
Instrument Date	Mar 25, 2026
Instrument	20260173172
Transaction Type	Transfer
Record Updated	Apr 07, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$31,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6883 BIRMINGHAM DR, CROZET, VA 22932-3257

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6013 GREATWATER DR, WINDERMERE, FL 34786-5600

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 22, 2024
Property Address	6474 DEACON CIR, WINDERMERE, FL 34786-8950
Document Number	0000422764
Map Reference	MB 16 PG 118-130
Instrument Date	Jul 19, 2024
Instrument	20240422764
Transaction Type	Transfer
Record Updated	Apr 07, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$29,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11106 CONISTON WAY, WINDERMERE, FL 34786-5410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6474 DEACON CIR, WINDERMERE, FL 34786-8950

Mortgage

Document Number	0000422765
Date	Jul 22, 2024
Instrument	20240422765

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2054

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE FL
Recording Date	May 03, 2021
Property Address	6474 DEACON CIR, WINDERMERE, FL 34786-8950
Document Number	20210266859
Map Reference	MB 16 PG 118-130
Instrument Date	Apr 28, 2021
Instrument	20210266859
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$25,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	390 N ORANGE AVE STE 1400, 390, ORLANDO, FL 32801-1687

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6474 DEACON CIR, WINDERMERE, FL 34786-8950

Mortgage

Document Number	20210266860
Date	May 03, 2021
Instrument	20210266860

Lender

Name	ACC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE FL
Recording Date	May 03, 2021
Property Address	6474 DEACON CIR, WINDERMERE, FL 34786-8950
Document Number	0000266859
Map Reference	MB 16 PG 118-130
Instrument Date	Apr 28, 2021
Instrument	20210266859
Transaction Type	Transfer
Record Updated	Apr 07, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$25,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	390 N ORANGE AVE STE 1400, 1400, ORLANDO, FL 32801-1687

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6474 DEACON CIR, WINDERMERE, FL 34786-8950

Mortgage

Document Number	0000266860
Date	May 03, 2021
Instrument	20210266860

Lender

Name	ACC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,559,440 (-0.94%) Land $1,475,000 Building $2,084,440	$3,559,440 (-0.94%) Land $1,475,000 Building $2,084,440
2025	$59,292.00 (-12.04%) Homeowner's exemption	$3,593,310 (-10.78%) Land $1,475,000 Building $2,118,310	$3,593,310 (-10.78%) Land $1,475,000 Building $2,118,310
2024	$67,408.00 (+9.83%)
2023	$61,375.00 (+12.75%) Homeowner's exemption	$4,027,654 (+17.48%) Land $1,475,000 Building $2,552,654	$4,027,654 (+17.48%) Land $1,475,000 Building $2,552,654
2022	$54,436.00	$3,428,344 Land $1,275,000 Building $2,153,344	$3,428,344 Land $1,275,000 Building $2,153,344

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950148092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 59 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	11 (1989–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024, river or lake flooding, Hurricane Milton
Claims By Storm	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Hotwire Communications	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Lumen Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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