Sherburne County property record for 6474 46th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,261 sqft · built 1973 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,832 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-407-0240 |
| Primary APN | 25-407-0240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,261 sqft Living Area |
| 1st Floor Area | 2,261 sqft |
| Basement Area | 68 sqft |
| Finished Basement | 68 sqft |
| Unfinished Basement | 68 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Type | Attached |
| Garage Area | 607 sqft |
| Driveway | Driveway |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 633 sqft |
| Deck Area | 208 sqft |
| Sauna | Sauna |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 6474 46TH AVE SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-8522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LOT 8, BLK 2 EX NLY 3 FT OF WLY 30 FT OF ELY 70 FT OF LOT 8, BLK 2. |
| Legal Range | 30W |
| Legal Township | 35N |
| Legal Section | 34 |
| Legal Subdivision | SHERWOOD SHORES |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | HAVEN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 30302 |
Source: Sherburne County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6474 46TH AVE SE, SAINT CLOUD, MN 56304-8522 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL CU |
| Aug 26, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 15, 2019 |
| Transfer Doc | 0000877441 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 6474 46TH AVE SE, SAINT CLOUD, MN 56304-8522 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000847266 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 847266 |
| Name | WINGS FINANCIAL CU |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 26, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Aug 26, 2019 |
| Property Address | 6474 46TH AVE SE, SAINT CLOUD, MN 56304-8522 |
| Document Number | 0000877441 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 877441 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.65 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 6474 46TH AVE SE ST CLOUD MN 563048522, ST CLOUD, MN 56304-8522 |
Source: Sherburne County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Haven Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $666,300 (+0.63%) Land $331,500 Building $334,800 | $666,300 (+0.63%) Land $331,500 Building $334,800 | |
| 2025 | $5,832.00 (+3.62%) | $662,100 (+1.01%) Land $331,500 Building $330,600 | $662,100 (+1.01%) Land $331,500 Building $330,600 |
| 2023 | $5,628.00 | $655,500 Land $344,100 Building $311,400 | |
| 2021 | $655,500 Land $344,100 Building $311,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
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