6433 46th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 6433 46th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 1,978 sqft · built 1969
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on Record
Tax Bill	$5,466 (2025)
Deeds & Mortgages	Mar 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`25-407-0220`

Property Details

APN / Parcel Number

Primary APN	`25-407-0220`
Alternative APNs	`25-00407-0220` `17326`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	1,978 sqft Living Area
1st Floor Area	1,978 sqft
Basement Area	1,850 sqft
Finished Basement	86 sqft
Unfinished Basement	86 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Attached
Garage Area	576 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	384 sqft
Deck Area	32 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	17326
Street Address	6433 46TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-8522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 4, BLK 2
Legal Range	30W
Legal Township	35N
Legal Section	34
Legal Subdivision	SHERWOOD SHORES
Legal Block	2
Legal Lot Number	4
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1011
Census Tract	30302

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6433 46TH AVE SE, SAINT CLOUD, MN 56304-8522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 20, 2024
Transfer Doc	0000967567
Record Updated	Oct 29, 2026

March 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SHERBURNE MN
Recording Date	Mar 20, 2024
Property Address	6433 46TH AVE SE, SAINT CLOUD, MN 56304-8522
Document Number	0000967567
Instrument Date	Mar 19, 2024
Instrument	967567
Transaction Type	Transfer
Record Updated	Mar 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6433-46TH AVE SE, SAINT CLOUD, MN 56304-8522

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$626,600 (+0.05%) Land $233,800 Building $392,800	$626,600 (+0.05%) Land $233,800 Building $392,800
2025	$5,466.00 (+4.15%)	$626,300 (+0.71%) Land $233,700 Building $392,600	$626,300 (+0.71%) Land $233,700 Building $392,600
2023	$5,248.00	$621,900 Land $277,700 Building $344,200
2021			$621,900 Land $277,700 Building $344,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
T-Mobile Fixed Wireless	100 / 20