6472 H Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 6472 H Rd, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,619 sqft · built 1989
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (May 2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-34-300-002-000`

Property Details

APN / Parcel Number

Primary APN	`08-34-300-002-000`
Alternative APN	`08340000001001 00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,619 sqft Building Perimeter
1st Floor Area	1,364 sqft
Upper Floors Area	255 sqft
Basement Area	1,619 sqft
Unfinished Basement	1,619 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	720 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	555 sqft
Porch	Slab
Porch Area	568 sqft
Patio Area	215 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6472 H RD
City	WATERLOO
State	IL
Zip	62298-2610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART SW SW
Legal Range	09W
Legal Township	02S
Legal Section	34
Jurisdiction	MONROE IL
Township / Civil Division	7
Census Block Group	2
Census Block	2022
Census Tract	600401

Owner

Source: Monroe County records · APN 08-34-300-002-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	502 S MAIN ST, MILLSTADT, IL 62260-1620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Warranty Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK
Apr 24, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2025 · Amount on Record
Deed Sale	May 21, 2025 · Amount on Record
Prior Sale	Aug 28, 2023 · Amount on Record
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 28, 2023
Property Address	6472 H RD, WATERLOO, IL 62298-2610
Document Number	0000430302
Instrument Date	Aug 25, 2023
Instrument	430302
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	928 CREEKSIDE DR, WATERLOO, IL 62298-0079

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6472 H RD, WATERLOO, IL 62298-2610

Mortgage

Document Number	0000430303
Date	Aug 28, 2023
Instrument	430303

Lender

Name	NORTH AMERICAN SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Apr 24, 2020
Property Address	6472 H RD, WATERLOO, IL 62298-2610
Document Number	0000407527
Instrument Date	Apr 22, 2020
Instrument	407527
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$607.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6472 H RD, WATERLOO, IL 62298-2610

Mortgage

Document Number	0000407528
Date	Apr 24, 2020
Instrument	407528

Lender

Name	FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$175,850 (+30.26%) Land $32,070 Building $143,780	$527,550 (+30.26%) Land $96,210 Building $431,340
2022	Additional exemption filed	$135,000 (+8.9%) Land $32,070 Building $102,930	$405,000 (+8.9%) Land $96,210 Building $308,790
2021	Additional exemption filed	$123,970 Land $32,070 Building $91,900	$371,910 Land $96,210 Building $275,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
HTC Holding	Fiber	1,000 / 1,000

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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