6418 H Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 6418 H Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,792 sqft · built 2016
Lot Size	13.5 acres (589,802 sqft)
Owner	Individual Name on Record
Tax Bill	$8,821 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jan 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-34-300-006-000`

Property Details

APN / Parcel Number

Primary APN	`08-34-300-006-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Basement Area	1,792 sqft
Unfinished Basement	1,792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	589,802 sqft (13.5 acres)
Garage Area	672 sqft
Porch	Porch
Porch Area	144 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6418 H RD
City	WATERLOO
State	IL
Zip	62298-2610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	PART SW SW
Legal Range	09W
Legal Township	02S
Legal Section	34
Jurisdiction	MONROE IL
Township / Civil Division	7
Census Block Group	2
Census Block	2022
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6418 H RD, WATERLOO, IL 62298-2610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed of Trust, Mortgage · USDA Mortgage USDA
Jan 19, 2021	Intrafamily Transfer, Transfer
Jan 16, 2020	Quit Claim Deed, Transfer MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)
Jan 16, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 15, 2020
Transfer Doc	0000405711
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6418 H RD, WATERLOO, IL 62298-2610
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000428433
Date	Mar 29, 2023
Instrument	428433

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Feb 1, 2063

Interest

Rate Type	Fixed Rate
Rate	2.75%

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Jan 19, 2021
Property Address	6418 H RD, WATERLOO, IL 62298-2610
Document Number	0000414244
Instrument Date	Jan 11, 2021
Instrument	414244
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6418 H RD, WATERLOO, IL 62298-2610

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Jan 16, 2020
Property Address	6418 H RD, WATERLOO, IL 62298-2610
Document Number	0000405711
Instrument Date	Jan 15, 2020
Instrument	405711
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6418 H RD WATERLOO IL 622982610, WATERLOO, IL 62298-2610

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Jan 16, 2020
Property Address	6418 H RD, WATERLOO, IL 62298-2610
Document Number	0000405710
Instrument Date	Nov 27, 2019
Instrument	405710
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6418 H RD, WATERLOO, IL 62298-2610

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,821.00 (+5.04%) Homeowner's exemption	$153,471 (+13.99%) Land $22,871 Building $130,600	$460,413 (+2.16%) Land $68,613 Building $391,800
2024	$8,398.00		$450,663 Land $70,515 Building $380,148
2022	Additional exemption filed	$134,631 Land $21,641 Building $112,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber	1,000 / 1,000

May also be available: Wisper ISP.

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