Erie County and Lancaster Town property record for 647 Ransom Rd, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,199 sqft · built 1838 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $244,000 (Jul 2019) |
| Tax Bill | $7,311 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Aug 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 106.03-2-17.112 |
| Primary APN | 145289 106.03-2-17.112 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,199 sqft Living Area |
| 1st Floor Area | 730 sqft |
| Upper Floors Area | 469 sqft |
| Year Built | Built 1838 |
|---|---|
| Effective Year Built | Effective 1838 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Dimensions | 518 ft deep x 159 ft wide |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pole Barn | 488 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 647 RANSOM RD |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-9714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 2 |
| Legal Lot Number | 17.112 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 14204 |
Source: Erie County and Lancaster Town records · APN 145289 106.03-2-17.112
Assessment roll updated May 19, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 647 RANSOM RD, LANCASTER, NY 14086-9714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2019 | Deed of Trust, Mortgage · VA Mortgage PREMIUM MORTGAGE CORP |
| Aug 17, 2018 | Intrafamily Transfer, Transfer |
| Feb 22, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 31, 2019 · Amount on Record |
| Deed Sale | Jul 31, 2019 · Amount on Record |
| Deed Document Number | 2019161044 |
| Deed Book / Page | 11347 / 7004 |
| Prior Transfer Date | Aug 13, 2018 |
| Prior Transfer Doc | 0113333309 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 647 RANSOM RD, LANCASTER, NY 14086-9714 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0139050308 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 13905/0308 |
| Instrument | 2019161045 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROCHESTER, NY 14618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Aug 17, 2018 |
| Property Address | 647 RANSOM RD, LANCASTER, NY 14086-9714 |
| Document Number | 0113333309 |
| Book / Page | 11333 / 3309 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 2018164890 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 647 RANSOM RD, 647, LANCASTER, NY 14086-9714 |
| Name | Verified Name |
|---|---|
| Address | 647 RANSOM RD, LANCASTER, NY 14086-9714 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 647 RANSOM RD, LANCASTER, NY 14086-9714 |
| Document Number | 0138200414 |
| Instrument Date | Feb 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 647 RANSOM RD LANCASTER NY 140869714, LANCASTER, NY 14086-9714 |
| Document Number | 0138200414 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 013820/000414 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 24, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Erie County and Lancaster Town records · Assessment roll updated May 19, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,311.00 (+64.96%) | $244,000 (-) Land $56,500 Building $187,500 | $381,250 (+12.5%) Land $88,281 Building $292,969 |
| 2024 | $4,432.00 Disabled Person's exemption Veteran's exemption | $244,000 (-) Land $56,500 Building $187,500 | $338,900 (+4.18%) Land $78,475 Building $260,425 |
| 2023 | Disabled Person's exemption Veteran's exemption | $244,000 Land $56,500 Building $187,500 | $325,300 Land $75,326 Building $249,974 |
Source: FEMA National Flood Hazard Layer as of November 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 40 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ECWA LANCASTER serves 29,018 people |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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