647 N Lorel Ave, Chicago, IL 60644 Property Records

Cook County property record for 647 N Lorel Ave, Chicago, IL 60644

Property Summary

Property Type	Apartments (5+ Units)
Details	7 bd · 3 ba · 2,112 sqft · built 1898
Lot Size	0.077 acres (3,350 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Aug 2021)
Tax Bill	$988 (2023)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`16-09-111-004`

Property Details

APN / Parcel Number

Primary APN	`16-09-111-004`
Alternative APN	`16-09-111-004-0000`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,112 sqft Living Area

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	3,350 sqft (0.077 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	647 N LOREL AVE
City	CHICAGO
State	IL
Zip	60644-1652
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Description	WM (WALKERS) SUB OF WH NE NW SEC 09-39-13
Legal Range	13E
Legal Township	39N
Legal Section	09
Legal Subdivision	WALKERS SUB
Legal Block	4
Legal Lot Number	42
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1010
Census Tract	251500

Owner

647 N Lorel Ave, a residential property, is owned and occupied by an individual who bought it in August 2021.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	647 N LOREL AVE, CHICAGO, IL 60644-1652
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE CO
Apr 12, 2019	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021 · Amount on File
Deed Sale	Aug 12, 2021 · Amount on File
Prior Sale	Apr 12, 2019 · Amount on File
Deed Document Number	202133015
Prior Transfer Date	Mar 11, 2013
Prior Transfer Doc	0000022016
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 12, 2021
Property Address	647 N LOREL AVE, CHICAGO, IL 60644-1652
Document Number	0022433015
Instrument Date	Jul 31, 2021
Instrument	2122433015
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	647 N LOREL AVE, CHICAGO, IL 60644-1652

Mortgage

Document Number	0022433016
Date	Aug 12, 2021
Instrument	2122433016

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 12, 2019
Property Address	647 N LOREL AVE, CHICAGO, IL 60644-1652
Document Number	1910222017
Instrument Date	Apr 9, 2019
Instrument	10222017
Transaction Type	Transfer
Record Updated	Apr 22, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$118.50
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 N LOREL AVE CHICAGO IL 606441652, CHICAGO, IL 60644-1652

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,000 Land $4,020 Building $23,980	$280,000 Land $40,200 Building $239,800
2023	$988.00 (+4.99%)
2022	$941.00	$7,999 Land $3,182 Building $4,817	$79,990 Land $31,820 Building $48,170

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 647 N Lorel Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 647 N Lorel Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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