Cook County property record for 646 N Lorel Ave, Chicago, IL 60644
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 4 bd · 2 ba · 2,496 sqft · built 1893 |
| Lot Size | 0.115 acres (5,025 sqft) |
| Owner | Company Name on File |
| Last Sale | $180,000 (May 2004) |
| Tax Bill | $1,410 (2023) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-09-110-024 |
| Primary APN | 16-09-110-024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,496 sqft Living Area |
| Year Built | Built 1893 |
|---|---|
| Effective Year Built | Effective 1895 |
| Architectural Style | Multi-Family |
| Exterior Material | Frame |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,025 sqft (0.115 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 646 N LOREL AVE |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60644-1651 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | RS-3 |
| Legal Description | WM (WALKERS) SUB OF WH NE NW SEC 09-39-13 |
| Legal Range | 13E |
| Legal Township | 39N |
| Legal Section | 09 |
| Legal Subdivision | WALKERS SUB |
| Legal Block | 3 |
| Legal Lot Number | 5,6 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 251500 |
646 N Lorel Ave, a residential property, is owned by a company that bought it in May 2004.
Source: Cook County records, as of October 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 646 N LOREL AVE, CHICAGO, IL 60644-1651 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2004 · Amount on File |
| Deed Sale | May 7, 2004 · Amount on File |
| Prior Sale | Jun 2, 2003 · Amount on File |
| Deed Document Number | 200411126 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 646 N LOREL AVE, CHICAGO, IL 60644-1651 |
| Document Number | 1713617089 |
| Instrument Date | Apr 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2017 |
| Name | Verified Name |
|---|---|
| Address | 646 N LOREL AVE CHICAGO IL 606441651, CHICAGO, IL 60644-1651 |
| Document Number | 1713617089 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 13617089 |
| Name | FIRST NTHRN CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 15, 2022 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,000 Land $6,030 Building $16,970 | $230,000 Land $60,300 Building $169,700 | |
| 2023 | $1,410.00 (+4.21%) | ||
| 2022 | $1,353.00 Homeowner's exemption | $9,999 Land $4,773 Building $5,226 | $99,990 Land $47,730 Building $52,260 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 646 N Lorel Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 646 N Lorel Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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