San Diego County property record for 647 Michael St, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1968 |
| Square Footage | 1,479 sqft Living Area |
| Lot Size | 8,300 sqft (0.191 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $540,000 (2020) |
| Tax Bill | $9,918.00 (2025) |
Source: San Diego County records · APN 122-160-40-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 647 MICHAEL ST, OCEANSIDE, CA 92057-3505 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC |
| Oct 07, 2020 | Grant Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC |
| Mar 14, 2018 | Grant Deed, Transfer · Veterans Administration Mortgage ONETRUST HM LOANS |
| Sep 02, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 07, 2020 · Amount on Record |
| Deed Sale | Oct 07, 2020 · Amount on Record |
| Prior Sale | Mar 14, 2018 · Amount on Record |
| Deed Doc Number | 2020607290 |
| Prior Transfer Date | Nov 12, 2013 |
| Prior Transfer Doc | 0000676112 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 647 MICHAEL ST, OCEANSIDE, CA 92057-3505 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2021 |
| Title Company | NOT AVAILABLE, PRIORITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 647 MICHAEL ST, OCEANSIDE, CA 92057-3505 |
| Document Number | 0000817013 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2021-0817013 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 07, 2020 |
| Property Address | 647 MICHAEL ST, OCEANSIDE, CA 92057-3505 |
| Document Number | 0000607290 |
| Map Reference | MAP 5890 |
| Instrument Date | Sep 09, 2020 |
| Instrument | 2020-0607290 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 647 MICHAEL ST, OCEANSIDE, CA 92057-3505 |
| Document Number | 0000607291 |
|---|---|
| Date | Oct 07, 2020 |
| Instrument | 2020-0607291 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 14, 2018 |
| Property Address | 647 MICHAEL ST, OCEANSIDE, CA 92057-3505 |
| Document Number | 0000100358 |
| Instrument Date | Feb 08, 2018 |
| Instrument | 100358 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2018 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $533.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 647 MICHAEL ST OCEANSIDE CA 920573505, OCEANSIDE, CA 92057-3505 |
| Document Number | 100359 |
|---|---|
| Date | Mar 14, 2018 |
| Instrument | 100359 |
| Name | ONETRUST HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 13, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 647 MICHAEL ST, OCEANSIDE, CA 92057-3505 |
| Document Number | 0000414556 |
| Instrument Date | Sep 02, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2017 |
| Name | Verified Name |
|---|---|
| Address | 647 MICHAEL ST OCEANSIDE CA 920573505, OCEANSIDE, CA 92057-3505 |
| Document Number | 0000414556 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 414556 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 10, 2037 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $596,198 (+2%) Land $316,012 Building $280,186 | |
| 2025 | $9,918.00 (+3.38%) | $584,509 (+4.04%) Land $309,816 Building $274,693 |
| 2023 | $9,594.00 (+55.62%) | $561,814 Land $297,787 Building $264,027 |
| 2022 | $6,165.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 122-160-40-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,479 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Lot Area | 8,300 sqft (0.191 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 647 MICHAEL ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-3505 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 125 TR 005890 |
| Legal Subdivision | MESA MARGARITA |
| Legal Tract | 005890 |
| Legal Block | 2 |
| Legal Lot Number | 125 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 18617 |
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