1. Home
  2. California
  3. San Diego County
  4. Oceanside
  5. Michael St

645 Michael St, Oceanside, CA 92057 Property Records

San Diego County property record for 645 Michael St, Oceanside, CA 92057 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1968
Square Footage1,251 sqft Living Area
Lot Size7,700 sqft (0.177 acres)
OccupancyOwner Occupied
Last Sale$519,000 (2020)
Tax Bill$6,330.00 (2025)

Property Details

APN / Parcel Number

Primary APN122-160-41-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,251 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleContemporary Style
Exterior MaterialStucco Exterior
Roof MaterialComposition Shingle Roof
Lot Area7,700 sqft (0.177 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address645 MICHAEL ST
CityOCEANSIDE
StateCA
Zip92057-3505
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 126 TR 005890
Legal SubdivisionMESA MARGARITA
Legal Tract005890
Legal Block2
Legal Lot Number126
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup2
Census Block2001
Census Tract18617

Owner

Source: San Diego County records · APN 122-160-41-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address645 MICHAEL ST, OCEANSIDE, CA 92057-3505
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2025Deed of Trust, Mortgage · Line of Credit
SAN DIEGO COUNTY CU
Jul 08, 2020Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUICKEN LNS
Apr 26, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 05, 2018Grant Deed, Transfer · Conventional Mortgage
CSTONE MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 08, 2020 · Amount on Record
Deed SaleJul 08, 2020 · Amount on Record
Prior SaleJul 05, 2018 · Amount on Record
Deed Doc Number2020358914
Prior Transfer DateApr 22, 2019
Prior Transfer Doc0000154655
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address645 MICHAEL ST, OCEANSIDE, CA 92057-3505
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 MICHAEL ST, OCEANSIDE, CA 92057-3505

Mortgage

Document Number0000351025
DateDec 12, 2025
Instrument2025-0351025
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 27, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 08, 2020
Property Address645 MICHAEL ST, OCEANSIDE, CA 92057-3505
Document Number0000358914
Instrument DateJun 16, 2020
Instrument358914
Transaction TypeTransfer
Record UpdatedJul 20, 2020
Title CompanyTICOR TITLE SAN DIEGO BR

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$571.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address645 MICHAEL ST OCEANSIDE CA 920573505, OCEANSIDE, CA 92057-3505

Mortgage

Document Number358915
DateJul 08, 2020
Instrument358915
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 07, 2050

April 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 26, 2019
Property Address645 MICHAEL ST, OCEANSIDE, CA 92057-3505
Document Number0000154655
Map ReferenceMAP 5890
Instrument DateApr 22, 2019
Instrument2019-0154655
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address645 MICHAEL ST, OCEANSIDE, CA 92057-3505

Mortgage

Document Number0000154656
DateApr 26, 2019
Instrument2019-0154656
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 05, 2018
Property Address645 MICHAEL ST, OCEANSIDE, CA 92057-3505
Document Number0000274612
Map ReferenceMAP 5890
Instrument DateJun 06, 2018
Instrument2018-0274612
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address645 MICHAEL ST, OCEANSIDE, CA 92057-3505

Mortgage

Document Number0000274613
DateJul 05, 2018
Instrument2018-0274613
Lender
NameCSTONE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$573,013 (+2%) Land $312,555 Building $260,458
2025$6,330.00 (+5.18%)$561,778 (+4.04%) Land $306,427 Building $255,351
2023$6,018.00 (+1.54%)$539,966 Land $294,529 Building $245,437
2022$5,927.00

Nearby Properties on Michael St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures