647 Larkspur St, Soledad, CA 93960 Property Records

Monterey County property record for 647 Larkspur St, Soledad, CA 93960

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,564 sqft · built 2000
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Feb 2012)
Tax Bill$2,866 (2025)
Deeds & MortgagesJan 2022 Line of Credit
May 2018 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN022-371-059-000

Property Details

APN / Parcel Number

Primary APN022-371-059-000
Alternative APN
  • 022-371-059

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Stories1 Story
Building Area1,564 sqft Living Area
1st Floor Area1,564 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleL-Shape
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,000 sqft (0.115 acres)
Garage Area428 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number022-371-059
Street Address647 LARKSPUR ST
CitySOLEDAD
StateCA
Zip93960-3506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVISTA SOLEDAD 1 STAGE 1 PHASE 3 VOL 19 C&T PG 60 TRACT NO 1295 LOT 59
Legal SubdivisionVISTA SOLEDAD 1 STAGE 1 PHASE 3
Legal Tract1295
Legal Block2
Legal Lot Number59
JurisdictionMONTEREY CA
Township / Civil DivisionSOLEDAD
Census Block Group2
Census Block2001
Census Tract11104

Owner

647 Larkspur St is owned and occupied by an individual who acquired it in November 2014.

Source: Monterey County records, as of August 6, 2026

Owner of RecordIndividual Name on File
Mailing Address647 LARKSPUR ST, SOLEDAD, CA 93960-3506
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2022Deed of Trust, Mortgage · Line of Credit
CENTRAL COAST FCU
May 8, 2018Deed of Trust, Mortgage · Line of Credit
CENTRAL COAST FCU
Jul 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Mar 18, 2020Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 3, 2012 · Amount on File
Deed SaleFeb 3, 2012 · Amount on File
Prior SaleNov 4, 2011 · Amount on File
Deed Document Number20127745
Last Transfer DateNov 3, 2014
Transfer Doc0000056388
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address647 LARKSPUR ST, SOLEDAD, CA 93960-3506
Transaction TypeMortgage
Record UpdatedAug 3, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address647 LARKSPUR ST, SOLEDAD, CA 93960-3506

Mortgage

Document Number0000000828
DateJan 6, 2022
Instrument2022000828
Lender
NameCENTRAL COAST FCU
TypeCredit Union
AddressSEASIDE, CA 93955
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 5, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address647 LARKSPUR ST, SOLEDAD, CA 93960-3506
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019944
DateMay 8, 2018
Instrument2018019944
Lender
NameCENTRAL COAST FCU
TypeCredit Union
AddressSEASIDE, CA 93955
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueMay 7, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address647 LARKSPUR ST, SOLEDAD, CA 93960-3506
Document Number0000035826
Instrument DateJul 17, 2020
Transaction TypeMortgage
Record UpdatedAug 5, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address647 LARKSPUR ST SOLEDAD CA 939603506, SOLEDAD, CA 93960-3506

Mortgage

Document Number0000035826
DateJul 22, 2020
Instrument35826
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 21, 2050

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateMar 18, 2020
Property Address647 LARKSPUR ST, SOLEDAD, CA 93960-3506
Document Number0000013596
Map ReferenceVOL 19 PG 60
Instrument DateMar 12, 2020
Instrument2020013596
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address647 LARKSPUR ST, SOLEDAD, CA 93960-3506

Mortgage

Document Number0000013597
DateMar 18, 2020
Instrument2020013597
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 647 Larkspur St was $2,866 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalitySoledad City
Unified School DistrictSoledad Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$230,597 (+2%) Land $83,269 Building $147,328
2025$2,866.00 Homeowner's exemption$226,077 Land $81,637 Building $144,440
2023$2,515.00 (-1.33%) Homeowner's exemption$217,300 Land $78,468 Building $138,832
2022$2,549.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 647 Larkspur St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 647 Larkspur St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SOLEDAD
serves 19,732 people · EPA ID CA2710011
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20

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