644 Larkspur St, Soledad, CA 93960 Property Records

Monterey County property record for 644 Larkspur St, Soledad, CA 93960

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,353 sqft · built 2000
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Aug 2011)
Tax Bill$2,633 (2025)
Deeds & MortgagesOct 2020 Mortgage
Feb 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN022-371-011-000

Property Details

APN / Parcel Number

Primary APN022-371-011-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,353 sqft Living Area
1st Floor Area1,353 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,000 sqft (0.115 acres)
Garage Area453 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address644 LARKSPUR ST
CitySOLEDAD
StateCA
Zip93960-3507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVISTA SOLEDAD 1 STAGE 1 PHASE 3 VOL 19CT PG 60 TRACT NO 1295 LOT 11
Legal SubdivisionVISTA SOLEDAD 1 STAGE 1 PHASE 3
Legal Tract1295
Legal Block2
Legal Lot Number11
JurisdictionMONTEREY CA
Township / Civil DivisionSOLEDAD
Census Block Group2
Census Block2000
Census Tract11104

Owner

644 Larkspur St is owned by an individual who bought it in August 2011.

Source: Monterey County records, as of August 6, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 927, SOLEDAD, CA 93960-0927
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 9, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2011 · Amount on File
Deed SaleAug 30, 2011 · Amount on File
Prior SaleMay 13, 2011 · Amount on File
Deed Document Number201147472
Prior Transfer DateAug 18, 2011
Prior Transfer Doc0000047471
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address644 LARKSPUR ST, SOLEDAD, CA 93960-3507
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 LARKSPUR ST, SOLEDAD, CA 93960-3507

Mortgage

Document Number0000060710
DateOct 23, 2020
Instrument2020060710
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address644 LARKSPUR ST, SOLEDAD, CA 93960-3507
Document Number0000008053
Instrument DateFeb 9, 2019
Transaction TypeMortgage
Record UpdatedMar 13, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 LARKSPUR ST SOLEDAD CA 939603507, SOLEDAD, CA 93960-3507

Mortgage

Document Number0000008053
DateFeb 28, 2019
Instrument8053
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 644 Larkspur St was $2,633.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalitySoledad City
Unified School DistrictSoledad Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$204,974 (+2%) Land $76,864 Building $128,110
2025$2,633.00$200,956 Land $75,357 Building $125,599
2023$2,313.00 (-1.36%)$193,155 Land $72,432 Building $120,723
2022$2,345.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 644 Larkspur St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 644 Larkspur St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SOLEDAD
serves 19,732 people · EPA ID CA2710011
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20

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