647 Grace St, Monterey, CA 93940 Property Records

Monterey County property record for 647 Grace St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,292 sqft · built 1960
Lot Size	0.086 acres (3,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,251,000 (Jul 2022)
Tax Bill	$15,004 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Apr 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001-168-017-000`

Property Details

APN / Parcel Number

Primary APN	`001-168-017-000`
Alternative APN	`001-168-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,292 sqft Living Area
1st Floor Area	1,292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,750 sqft (0.086 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	001-168-017
Street Address	647 GRACE ST
City	MONTEREY
State	CA
Zip	93940-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WITHERS ADD TO MONTEREY LOT 20 & NW 1/2 OF LOT 22 BLK 25
Legal Subdivision	WITHERS ADD TO MONTEREY
Legal Block	25
Legal Lot Number	20,22
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1028
Census Tract	12503

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	647 GRACE ST, MONTEREY, CA 93940-1616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Apr 12, 2021	Intrafamily Transfer, Transfer AMROCK LLC
Feb 27, 2017	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Apr 12, 2021	Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS LLC
Nov 19, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Oct 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2022 · Amount on Record
Deed Sale	Jul 14, 2022 · Amount on Record
Prior Sale	Apr 12, 2021
Deed Document Number	202230850
Transfer Doc	0000067638
Record Updated	Sep 20, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 14, 2022
Property Address	647 GRACE ST, MONTEREY, CA 93940-1616
Document Number	0000030850
Map Reference	VOL 1 PG 4
Instrument Date	Jul 6, 2022
Instrument	2022030850
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	647 GRACE ST, MONTEREY, CA 93940-1616

Mortgage

Document Number	0000030851
Date	Jul 14, 2022
Instrument	2022030851

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Apr 12, 2021
Property Address	647 GRACE ST, MONTEREY, CA 93940-1616
Document Number	0000026439
Map Reference	PG 4
Instrument Date	Feb 9, 2021
Instrument	2021026439
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	647 GRACE ST, MONTEREY, CA 93940-1616

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	647 GRACE ST, MONTEREY, CA 93940-1616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC ER SPL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010895
Date	Feb 27, 2017
Instrument	2017010895

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Apr 12, 2021
Property Address	647 GRACE ST, MONTEREY, CA 93940-1616
Document Number	0000026437
Map Reference	PG 4
Instrument Date	Jan 9, 2021
Instrument	2021026437
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 GRACE ST, MONTEREY, CA 93940-1616

Mortgage

Document Number	0000026438
Date	Apr 12, 2021
Instrument	2021026438

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTEREY CA
Recording Date	Nov 19, 2020
Property Address	647 GRACE ST, MONTEREY, CA 93940-1616
Document Number	0000067638
Instrument Date	Nov 17, 2020
Instrument	67638
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	647 GRACE ST MONTEREY CA 939401616, MONTEREY, CA 93940-1616

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 10, 2017
Property Address	647 GRACE ST, MONTEREY, CA 93940-1616
Document Number	0000055945
Instrument Date	Oct 5, 2017
Instrument	55945
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	647 GRACE ST MONTEREY CA 939401616, MONTEREY, CA 93940-1616

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,327,570 (+2%) Land $689,785 Building $637,785
2025	$15,004.00 (+10.12%)	$1,301,540 (+4.04%) Land $676,260 Building $625,280
2023	$13,625.00 (+77.18%)	$1,251,000 Land $650,000 Building $601,000
2022	$7,690.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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