1. Home
  2. California
  3. Monterey County
  4. Monterey
  5. Grace St

638 Grace St, Monterey, CA 93940 Property Records

Monterey County property record for 638 Grace St, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,865 sqft · built 1988
Lot Size0.115 acres (5,000 sqft)
OwnerCompany Name on Record
Tax Bill$3,479 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2021 Transfer
Flood ZoneZone X (minimal risk)
APN001-146-018-000

Property Details

APN / Parcel Number

Primary APN001-146-018-000
Alternative APN
  • 001-146-018

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area1,865 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,000 sqft (0.115 acres)
Garage Area180 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address638 GRACE ST
CityMONTEREY
StateCA
Zip93940-1617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWITHERS ADD TO MONTEREY LOT 19, 21 BLK 22
Legal SubdivisionWITHERS ADD TO MONTEREY
Legal Block22
Legal Lot Number19,21
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1027
Census Tract12503

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address638 GRACE ST, MONTEREY, CA 93940-1617
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
OPTIMUM FIRST INC
Feb 26, 2021Intrafamily Transfer, Transfer
ACCOMMODATION

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 11, 2021
Transfer Doc0000014940
Record UpdatedOct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateFeb 26, 2021
Property Address638 GRACE ST, MONTEREY, CA 93940-1617
Document Number0000014940
Map ReferenceMB 1 PG 4
Instrument DateFeb 11, 2021
Instrument2021014940
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyWFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address638 GRACE ST, MONTEREY, CA 93940-1617

Mortgage

Document Number0000014941
DateFeb 26, 2021
Instrument2021014941
Lender
NameOPTIMUM FIRST INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateFeb 26, 2021
Property Address638 GRACE ST, MONTEREY, CA 93940-1617
Document Number0000014942
Map ReferenceMB 1 PG 4
Instrument DateFeb 11, 2021
Instrument2021014942
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address638 GRACE ST, MONTEREY, CA 93940-1617

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$289,938 (+2%) Land $105,654 Building $184,284
2025$3,479.00 (+8.52%)$284,254 (+4.04%) Land $103,583 Building $180,671
2024$3,206.00 (+4.74%)
2023$3,061.00 (+1.39%)$273,217 Land $99,561 Building $173,656
2022$3,019.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Razzolink
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Optimum, T-Mobile.

Nearby Properties on Grace St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures