Harford County property record for 647 Elm St, Aberdeen, MD 21001
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,268 sqft · built 1962 |
| Lot Size | 0.244 acres (10,625 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Mar 2026) |
| Tax Bill | $1,752 (2026) |
| Deeds & Mortgages | Mar 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-035480 |
| Primary APN | 02-035480 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,268 sqft Total Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,625 sqft (0.244 acres) |
| Porch | Porch |
| Porch Area | 168 sqft |
| Deck Area | 50 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 035480 |
|---|---|
| Street Address | 647 ELM ST |
| City | ABERDEEN |
| State | MD |
| Zip | 21001-3113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 24 10625 SF 647 ELM STREET CHESAPEAKE ACRES P 10/89 |
| Legal Subdivision | CHESAPEAKE ACRES 11 114 |
| Legal Lot Number | 24 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 302802 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 647 ELM ST, ABERDEEN, MD 21001-3113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2026 · Amount on Record |
| Deed Sale | Mar 24, 2026 · Amount on Record |
| Deed Book / Page | 17053 / 34 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 24, 2026 |
| Property Address | 647 ELM ST, ABERDEEN, MD 21001-3113 |
| Document Number | 0170530034 |
| Book / Page | 17053 / 34 |
| Map Reference | LB GRG 10 FO 89 |
| Instrument Date | Mar 16, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Title Company | HOMESALE SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 647 ELM ST, ABERDEEN, MD 21001-3113 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Aberdeen City |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,752.00 (+41.29%) | $183,800 (+6.53%) Land $45,000 Building $138,800 | $183,800 (-) Land $45,000 Building $138,800 |
| 2025 | $1,240.00 (+8.2%) Homeowner's exemption | $172,533 (+15.02%) | $183,800 (+22.53%) Land $45,000 Building $138,800 |
| 2023 | $150,000 Land $45,000 Building $105,000 | $150,000 Land $45,000 Building $105,000 | |
| 2022 | $1,146.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ABERDEEN serves 18,006 people · EPA ID MD0120001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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