Harford County property record for 633 Elm St, Aberdeen, MD 21001
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,608 sqft · built 1962 |
| Lot Size | 0.267 acres (11,630 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $86,000 (Apr 1994) |
| Tax Bill | $2,029 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-035014 |
| Primary APN | 02-035014 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,608 sqft Total Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,630 sqft (0.267 acres) |
| Garage Type | Mixed |
| Garage Area | 260 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 130 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 035014 |
|---|---|
| Street Address | 633 ELM ST |
| City | ABERDEEN |
| State | MD |
| Zip | 21001-3113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 22 0.267 AC 633 ELM STREET CHESAPEAKE AC S1 P 10/89 |
| Legal Subdivision | CHESAPEAKE ACRES SEC 1 |
| Legal Lot Number | 22 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 302802 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 633 ELM ST, ABERDEEN, MD 21001-3113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Nov 16, 2022 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 1994 · Amount on Record |
| Deed Sale | Apr 15, 1994 · Amount on Record |
| Prior Sale | Oct 17, 1991 · Amount on Record |
| Deed Book / Page | 2118 / 580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 633 ELM ST, ABERDEEN, MD 21001-3113 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0157400297 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 15740/297 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 633 ELM ST, ABERDEEN, MD 21001-3113 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0157400320 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 15740/320 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | LEESBURG, VA 20175 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Aberdeen City |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,029.00 (+14.63%) | $212,900 (+23.71%) Land $45,100 Building $167,800 | $212,900 (+23.71%) Land $45,100 Building $167,800 |
| 2025 | $1,770.00 (+11.04%) | ||
| 2023 | $172,100 Land $45,100 Building $127,000 | $172,100 Land $45,100 Building $127,000 | |
| 2022 | $1,594.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ABERDEEN serves 18,006 people · EPA ID MD0120001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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