Ocean County and Ocean Gate Borough property record for 647 E Point Pleasant Ave, Ocean Gate, NJ 08740
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 675 sqft · built 1950 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Jul 2019) |
| Tax Bill | $6,210 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 22-00072-0000-00012 |
| Primary APN | 22-00072-0000-00012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 675 sqft Living Area |
| 1st Floor Area | 675 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Detached |
| Porch | Enclosed Porch |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Old Parcel Number | 2200072000003480 |
|---|---|
| Street Address | 647 E POINT PLEASANT AVE |
| City | OCEAN GATE |
| State | NJ |
| Zip | 08740-1453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 100X100 |
| Legal Subdivision | OCEAN GATE SEC 02 |
| Legal Block | 72 |
| Legal Lot Number | 12 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | OCEAN GATE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 729000 |
647 E Point Pleasant Ave is owned by an individual who bought it in July 2019.
Source: Ocean County and Ocean Gate Borough records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 941, OCEAN GATE, NJ 08740-0941 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAS CHOICE HOME LOANS LP |
| Jul 2, 2019 | Grant Deed, Transfer · Conventional with PMI AMERICA'S CHOICE HM LNS LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2019 · Amount on File |
| Deed Sale | Jul 2, 2019 · Amount on File |
| Deed Document Number | 201962349 |
| Deed Book / Page | 17521 / 1246 |
| Prior Transfer Date | Feb 19, 2010 |
| Prior Transfer Doc | 0145361020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 647 E POINT PLEASANT AVE, OCEAN GATE, NJ 08740-1453 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0188140648 |
|---|---|
| Date | Dec 9, 2021 |
| Book Page | 18814/648 |
| Instrument | 2021174722 |
| Name | AMERICAS CHOICE HOME LOANS LP |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jul 2, 2019 |
| Property Address | 647 E POINT PLEASANT AVE, OCEAN GATE, NJ 08740-1453 |
| Document Number | 0175211246 |
| Book / Page | 017521 / 001246 |
| Instrument Date | May 24, 2019 |
| Instrument | 62349 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2019 |
| Title Company | SURETY TITLE AGENCY COASTAL RE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 647 E POINT PLEASANT AVE OCEAN GATE NJ 087401453, OCEAN GATE, NJ 08740-1453 |
| Document Number | 175211253 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 017521/001253 |
| Instrument | 62350 |
| Name | AMERICA'S CHOICE HM LNS LP |
|---|---|
| Type | Funding / Finance Company |
| Address | HOUSTON, TX 77024 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 647 E Point Pleasant Ave was $6,210, up 10.8% from the year before.
Source: Ocean County and Ocean Gate Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Ocean Gate Borough |
| Secondary School District | Central Regional School District (07 - 12) |
| Elementary School District | Ocean Gate Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $341,000 (-) Land $197,000 Building $144,000 | $341,000 (-) Land $197,000 Building $144,000 | |
| 2025 | $6,210.00 (+10.77%) | $341,000 Land $197,000 Building $144,000 | $341,000 Land $197,000 Building $144,000 |
| 2024 | $5,606.00 | ||
| 2023 | $157,300 Land $79,400 Building $77,900 | $157,300 Land $79,400 Building $77,900 | |
| 2022 | $4,374.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 647 E Point Pleasant Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
| Nearby Flood Claims | 338 (1979–2026) |
| Claims Outside the SFHA | 25 of 338 |
| Most Recent Claim | Feb 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 647 E Point Pleasant Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN GATE WATER DEPT serves 3,200 people · EPA ID NJ1521001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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