640 E Point Pleasant Ave, Ocean Gate, NJ 08740 Property Records

Ocean County and Ocean Gate Borough property record for 640 E Point Pleasant Ave, Ocean Gate, NJ 08740

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,472 sqft · built 1940
Lot Size	0.184 acres (8,002 sqft)
Owner	Individual Name on Record
Last Sale	$79,774 (Jun 2025)
Tax Bill	$7,044 (2025)
Deeds & Mortgages	Mar 2018 Loan Modification Mar 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`22-00071-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`22-00071-0000-00005`
Alternative APNs	`2200071000003439` `220007100005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	1,472 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	2200071000003439
Street Address	640 E POINT PLEASANT AVE
City	OCEAN GATE
State	NJ
Zip	08740-1453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	80X100
Legal Subdivision	OCEAN GATE SEC 02
Legal Block	71
Legal Lot Number	5
Jurisdiction	OCEAN NJ
Township / Civil Division	OCEAN GATE
Census Block Group	2
Census Block	2001
Census Tract	729000

Owner

Source: Ocean County and Ocean Gate Borough records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 E POINT PLEASANT AVE, OCEAN GATE, NJ 08740-1453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2018	Loan Modification, Mortgage · Conventional Mortgage AMERICAN NBRHD MTG ACCPTNC
Mar 29, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2025 · Amount on Record
Deed Sale	Jun 23, 2025 · Amount on Record
Prior Sale	Oct 5, 2015 · Amount on Record
Deed Document Number	202547771
Deed Book / Page	20048 / 1856
Prior Transfer Date	Apr 20, 2024
Prior Transfer Doc	0200481856
Record Updated	Oct 29, 2026

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OCEAN NJ
Property Address	640 E POINT PLEASANT AVE, OCEAN GATE, NJ 08740-1453
Document Number	0170850489
Instrument Date	Mar 29, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018
Title Company	SINGLESOURCE PROPERTY SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 E POINT PLEASANT AVE OCEAN GATE NJ 087401453, OCEAN GATE, NJ 08740-1453

Mortgage

Document Number	0170850489
Date	Apr 17, 2018
Book Page	017085/000489
Instrument	36256

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	640 E POINT PLEASANT AVE, OCEAN GATE, NJ 08740-1453
Document Number	0170850745
Instrument Date	Mar 29, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	640 E POINT PLEASANT AVE OCEAN GATE NJ 087401453, OCEAN GATE, NJ 08740-1453

Mortgage

Document Number	0170850745
Date	Apr 17, 2018
Book Page	017085/000745
Instrument	36304

Lender

Name	HUD-HOUSING/URBAN DEV
Address	OKLAHOMA CITY, OK 73107

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2048

Tax Assessment & Valuation

Source: Ocean County and Ocean Gate Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ocean Gate Borough
Secondary School District	Central Regional School District (07 - 12)
Elementary School District	Ocean Gate Borough School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,800 (-) Land $188,500 Building $198,300	$386,800 (-) Land $188,500 Building $198,300
2025	$7,044.00 (+10.79%)	$386,800 (+102.09%) Land $188,500 Building $198,300	$386,800 (+102.09%) Land $188,500 Building $198,300
2024	$6,358.00 (+19.47%)
2023		$191,400 Land $74,700 Building $116,700	$191,400 Land $74,700 Building $116,700
2022	$5,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	81 (1984–2021)
Claims Outside the SFHA	7 of 81
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Nov 2012 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN GATE WATER DEPT serves 3,200 people · EPA ID NJ1521001
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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