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647 E Main St, Spindale, NC 28160 Property Records

Rutherford County property record for 647 E Main St, Spindale, NC 28160 · Last verified September 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage1,362 sqft Heated Area
Lot Size10,890 sqft (0.25 acres)
OccupancyOwner Occupied
Last Sale$170,000 (2022)
Tax Bill$1,511.00 (2021)

Property Details

APN / Parcel Number

Primary APN1215462
Alternative APN
  • 21237

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,362 sqft Heated Area
Stories1 Stories
Primary FlooringCarpet Flooring
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 2010
Exterior MaterialWood Siding Exterior
Foundation TypeBlock Foundation
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,890 sqft (0.25 acres)
PorchEnclosed Porch
Porch Area78 sqft Porch

Utilities and HVAC

Cooling SystemA/C Fan Cooling Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number21237
Street Address647 E MAIN ST
CitySPINDALE
StateNC
Zip28160-1927
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGPIN:1539091620800000; RES HWY 74
Legal SubdivisionOLD RUTHERFORD COUNTY FAIRGROU
Legal Block3
Legal Lot Number4A
JurisdictionRUTHERFORD NC
Minor Civil DivisionRUTHERFORDTON
Census Blockgroup3
Census Block3029
Census Tract960600

Owner

Source: Rutherford County records · APN 1215462

Assessment roll updated January 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address647 E MAIN ST, SPINDALE, NC 28160-1927
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2022Warranty Deed, Transfer · United States Department of Agriculture (USDA) Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD
Apr 02, 2020Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Nov 19, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 06, 2022 · Amount on Record
Deed SaleJan 06, 2022 · Amount on Record
Prior SaleApr 02, 2020 · Amount on Record
Deed Doc Number0020554432
Deed Book / Page2055 / 4432
Record RefreshedJun 07, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateJan 06, 2022
Property Address647 E MAIN ST, SPINDALE, NC 28160-1927
Document Number0020554432
Book / Page2055 / 4432
Map ReferenceMB 4 PG 36
Instrument DateDec 27, 2021
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address298 WB PHILBECK RD, 298, BOSTIC, NC 28018-7503

Transferred To (Grantee/Buyer)

NameVerified Name
Address647 E MAIN ST, SPINDALE, NC 28160-1927

Mortgage

Document Number0020554435
DateJan 06, 2022
Instrument2055/4435
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
Agreement
TypeUnited States Department of Agriculture (USDA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateApr 02, 2020
Property Address647 E MAIN ST, SPINDALE, NC 28160-1927
Document Number0020313771
Book / Page2031 / 3771
Map ReferenceMB 4 PG 36
Instrument DateApr 02, 2020
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$251.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address274 WHALEY DR, 274, RUTHERFORDTON, NC 28139-7949

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address210 ALABAMA ST, SPINDALE, NC 28160-1304

Mortgage

Document Number0020313774
DateApr 02, 2020
Instrument2031/3774
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050
Interest
Rate TypeAdjustable Rate
Rate4.37%
Change Frequency5 Years
Min Rate At Change4.25%
Index5-Year CMT
Margin2
Max Rate6%

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateNov 19, 2018
Property Address647 E MAIN ST, SPINDALE, NC 28160-1927
Document Number0020173845
Book / Page002017 / 003845
Instrument DateNov 16, 2018
Instrument4764
Transaction TypeTransfer
Record UpdatedDec 03, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$36.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address274 WHALEY DR RUTHERFORDTON NC 281397949, RUTHERFORDTON, NC 28139-7949

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated January 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
MunicipalitySpindale Town
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$171,700 Land $21,800 Building $149,900$171,700 Land $21,800 Building $149,900
2022$1,511.00
2021$1,511.00

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