Rutherford County property record for 638 E Main St, Spindale, NC 28160 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1945 |
| Square Footage | 1,012 sqft Heated Area |
| Lot Size | 13,939 sqft (0.32 acres) |
| Garage | 360 sqft |
| Last Sale | $149,000 (2026) |
| Tax Bill | $868.00 (2025) |
| Primary APN | 1212274 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,012 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Area | 360 sqft Garage |
| Porch Area | 84 sqft Porch |
| Cooling System | A/C Fan Cooling Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 638 E MAIN ST |
|---|---|
| City | SPINDALE |
| State | NC |
| Zip | 28160-1948 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GPIN:1539091528160000; RES HIGHWAY 74 |
| Jurisdiction | RUTHERFORD NC |
| Minor Civil Division | RUTHERFORDTON |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 960600 |
Source: Rutherford County records · APN 1212274
Assessment roll updated August 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 729 HARDIN RD, FOREST CITY, NC 28043-3425 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 27, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Oct 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 27, 2026 · Amount on Record |
| Deed Sale | Feb 27, 2026 · Amount on Record |
| Prior Sale | Oct 19, 2020 · Amount on Record |
| Deed Book / Page | 2100 / 962 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Feb 27, 2026 |
| Property Address | 638 E MAIN ST, SPINDALE, NC 28160-1948 |
| Document Number | 0021000962 |
| Book / Page | 2100 / 962 |
| Map Reference | MB 117 PG 154 |
| Instrument Date | Jan 29, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $298.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 169 MCMURRAY AVE, COLUMBUS, NC 28722-9461 |
| Name | Verified Name |
|---|---|
| Address | 729 HARDIN RD, FOREST CITY, NC 28043-3425 |
| Document Number | 0002100966 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 2100/966 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Oct 19, 2020 |
| Property Address | 638 E MAIN ST, SPINDALE, NC 28160-1948 |
| Document Number | 0020380886 |
| Book / Page | 2038 / 886 |
| Map Reference | MB 41 PG 276 |
| Instrument Date | Oct 19, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $362.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 161 DOGWOOD LN, 161, SPINDALE, NC 28160-4026 |
| Name | Verified Name |
|---|---|
| Address | 161 DOGWOOD LN, SPINDALE, NC 28160-4026 |
| Document Number | 0020380889 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2038/0889 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Rutherford County records · Assessment roll updated August 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Spindale Town |
| Unified School District | Rutherford County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $868.00 (+19.89%) | $54,600 (-12.36%) Land $14,800 Building $39,800 | $54,600 (-12.36%) Land $14,800 Building $39,800 |
| 2023 | $62,300 Land $21,100 Building $41,200 | $62,300 Land $21,100 Building $41,200 | |
| 2022 | $724.00 | ||
| 2021 | $724.00 |
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