647 Cherry Point Rd, Hudgins, VA 23076 Property Records

Mathews County property record for 647 Cherry Point Rd, Hudgins, VA 23076

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,152 sqft · built 1923
Lot Size	4.49 acres (195,628 sqft)
Owner	Company Name on Record
Last Sale	$65,000 (Jul 2019)
Tax Bill	$310 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Sep 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11A2-A-9`

Property Details

APN / Parcel Number

Primary APN	`11A2-A-9`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	195,628 sqft (4.49 acres)

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Street Address	647 CHERRY POINT RD
City	HUDGINS
State	VA
Zip	23076
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AC 4.491 0000/
Legal Subdivision	GWYNNS ISLAND
Legal Lot Number	9
Jurisdiction	MATHEWS VA
Township / Civil Division	PIANKATANK
Census Block Group	1
Census Block	1004
Census Tract	951302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gwynn's Island Historic District listed 2024 · 678 contributing resources · NRIS 100010202

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mathews County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2910 E BROAD ST, RICHMOND, VA 23223-7427
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK
Sep 24, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK & TRUST CO
Jul 25, 2019	Deed, Transfer · Commercial Mortgage HENRY C BRIGGS JR
Jul 1, 2019	Correction Deed CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2019 · Amount on Record
Deed Sale	Jul 25, 2019 · Amount on Record
Prior Sale	Jul 1, 2019 · Amount on Record
Deed Document Number	2019923
Prior Transfer Date	Jun 7, 2019
Prior Transfer Doc	0000000819
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATHEWS VA
Property Address	647 CHERRY POINT RD, HUDGINS, VA 23076
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2910 E BROAD ST, RICHMOND, VA 23223-7427

Mortgage

Document Number	0230000908
Date	Aug 2, 2023
Instrument	230000908

Lender

Name	CHESAPEAKE BANK
Type	Bank
Address	KILMARNOCK, VA 22482

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATHEWS VA
Property Address	647 CHERRY POINT RD, HUDGINS, VA 23076
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 4TH AVE, RICHMOND, VA 23222-5113

Mortgage

Document Number	0200001439
Date	Sep 24, 2020
Instrument	200001439

Lender

Name	CITIZENS BANK & TRUST CO
Type	Bank
Address	BLACKSTONE, VA 23824

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MATHEWS VA
Recording Date	Jul 25, 2019
Property Address	647 CHERRY POINT RD, HUDGINS, VA 23076
Document Number	0190000923
Instrument Date	Jul 22, 2019
Instrument	190000923
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 4TH AVE, RICHMOND, VA 23222-5113

Mortgage

Document Number	0190000924
Date	Jul 25, 2019
Instrument	190000924

Lender

Name	HENRY C BRIGGS JR
Type	Private Party
Address	2912 MOORE ST, RICHMOND, VA 23230

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Aug 1, 2022

July 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	MATHEWS VA
Recording Date	Jul 1, 2019
Property Address	647 CHERRY POINT RD, HUDGINS, VA 23076
Document Number	190000819
Instrument Date	Jun 7, 2019
Instrument	190000819
Record Updated	Jun 29, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Mathews County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mathews County
Unified School District	Mathews County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$310.00	$50,000 (-) Land $47,500 Building $2,500
2025	$310.00 (+10.71%)
2023	$280.00	$50,000 Land $47,500 Building $2,500	$50,000 Land $47,500 Building $2,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 144 individual policies
Nearby Flood Policies	171 units insured incl. 27 condo units
Nearby Flood Claims	8 (2003–2025)
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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